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FAQs: Questions about Direct Deposits

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Please tell us where you bank so we can give you accurate rate and fee information for your location.

Frequently Asked Questions

What is direct deposit?

Direct deposit automatically places your paycheck, pension, Social Security, or other regular monthly income into your checking or savings account. It’s convenient, secure, and saves trips to your banking center. Sign up for direct deposit today.

How do I find my ABA routing numbers and account numbers?

You can find both your ABA routing number and your Bank of America account number by following the steps below:

On our website
  1. Sign in to Online Banking
  2. Select your desired account and go to the Information and Services Tab

Not an Online Banking customer? Enroll in our Online Banking today

On your mobile device
  1. Sign in to the Mobile Banking App
  2. From Accounts Overview tap to select your checking or savings account
  3. Scroll down to the Account Details heading

Download the Mobile Banking App

Looking for just your routing number?

Use our routing number selector


If you do not have access to Online Banking or you don’t know the state in which your account was opened, please contact customer service or schedule an appointment.

How do I set up direct deposit?

To set up direct deposit you will need your ABA routing number, and your Bank of America account number.
Locate my ABA routing and account number

You can set up direct deposit with your employer by following the steps below

  1. Sign in to online banking and complete the direct deposit form
  2. Print and sign the form, or save it to your device
  3. Deliver the form to your employer
  4. Set up the Direct Deposit Credited Alert to receive an email or text message when your deposit has been credited to your account

Not an Online Banking customer? Enroll in our Online Banking today

Where is the Transit/ABA routing number on my check?

If you are reordering checks, setting up direct deposit or automatic payment, or preparing a wire transfer, you will likely be asked to provide an ABA number to your financial institution. ABA numbers expedite the processing of debits and credits between financial institutions.

The sample check image below shows where ABA check routing numbers can be found on your checks. Use the drop down box below to locate your numbers by state.

Refer to your own check for your numbers.

Below, you’ll find a listing of Bank of America's check routing, ACH routing, and wire transfer ABA numbers by state. Your financial institution will indicate which number is necessary for your particular transaction. For example, when setting up direct deposit, you will be asked to provide your ACH routing number. In some cases, there are two sets of numbers for a particular state. If you’re unsure which number to use, please call the phone number listed on your statement, and we will be happy to determine the appropriate number for you.

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