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Direct Deposit FAQs

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How does direct deposit work? How do I set up direct deposit? How do I access my prefilled direct deposit form? How do I find my ABA routing and account numbers? How do I set up Online Banking alerts to let me know when my money has been deposited? How much does direct deposit cost? Do I need a voided check to set up direct deposit? Where can I find my ABA routing number on my check? Where is my checking account number on my check? How do I set up or change my Social Security direct deposit? How do I enroll in direct deposit for Social Security, VA or other federal benefits?
How does direct deposit work?

Skip extra trips to the bank. Set up direct deposit and have your paycheck or other recurring deposits sent right to your checking or savings account — automatically.

Looking to set up direct deposit? Sign in to Online Banking to download a prefilled form

How do I set up direct deposit?

Setting up direct deposit is easy. Check with your employer’s payroll office, you may be able to set up your direct deposit through an online portal. If not:

  1. Complete a direct deposit form.
  2. Provide the form to your employer’s payroll office.

Sign in to Online Banking to download a prefilled direct deposit form

Not an Online Banking customer? Enroll in Online Banking today or choose your preferred language from the following list and download a blank direct deposit form (PDFs, require Adobe Reader layer).

In order to complete the direct deposit form, you’ll need to know:

  • Your Bank of America account and ABA routing numbers
  • Your employer’s name and address

Locate your account and routing number

Looking for just your routing number? Use our routing number selector

How do I find my ABA routing and account numbers?

You can find both your ABA routing number and your Bank of America account number by following these steps below:

On our website
  1. Sign in to Online Banking
  2. Select your checking or savings account and go to the Information and Services tab

Not an Online Banking customer? Enroll in Online Banking today

On your mobile device
  1. Sign in to the Mobile Banking app
  2. From Accounts Overview tap to select your checking or savings account
  3. Scroll down to the Account Details heading

Get the app

Looking for just your routing number? Use our routing number selector

Where can I find my ABA routing number on my check?

If you’re reordering checks, setting up a direct deposit or an automatic payment or preparing a wire transfer, you’ll probably be asked to provide an ABA routing number.

This sample check image shows where ABA routing numbers can be found on your checks. (Refer to your own check for your specific numbers.)

Where is my checking account number on my check?

This sample check image shows where the checking account number can be found on your checks. (Refer to your own check for your specific number.)

How do I enroll in direct deposit for Social Security, VA or other federal benefits?

There are 3 ways to enroll in direct deposit of federal benefits:

  1. Visit the U.S. Dept, of the Treasury website. layer
  2. Call the U.S. Dept. of the Treasury at 800.333.1795.
  3. Schedule an appointment at your nearest financial center and we’ll be happy to assist you.

Access your money faster with direct deposit

Download a prefilled formDownload a prefilled form
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