If life changes, you can always switch your setting later — without opening a new checking account.
Bank of America Advantage Banking
If life changes, you can always switch your setting later — without opening a new checking account.
Visit us at thousands of financial centers and ATMs or have a quick chat with Erica, your virtual banking assistant.
Visit us at thousands of financial centers and ATMs or have a quick chat with Erica, your virtual banking assistant.
Visit us at thousands of financial centers and ATMs or have a quick chat with Erica, your virtual banking assistant.
Use your debit card, a digital wallet, or pay friends securely with Zelle® right from your phone.
Total Security Protection® and fraud monitoring. Safer sign-in, card locking features and more.
Total Security Protection® and fraud monitoring. Safer sign-in, card locking features and more.
Total Security Protection® and fraud monitoring. Safer sign-in, card locking features and more.
Use your debit card, a digital wallet, or pay friends securely with Zelle® right from your phone.
Use your debit card, a digital wallet, or pay friends securely with Zelle® right from your phone.
Set custom alerts and savings goals. Get cash back deals and rewards customized for you.
Set custom alerts and savings goals. Get cash back deals and rewards customized for you.
Set custom alerts and savings goals. Get cash back deals and rewards customized for you.
Bank of America Advantage Banking is a checking account with 3 settings. Pick the 1 that works.
If life changes, just switch it up.
Say goodbye to paper checks — and to overdraft fees
More features, more options, more ways to waive the monthly fee
All you get with Plus along with earned interest and other perks
We'll waive the monthly maintenance fee each statement cycle that you are enrolled in Preferred Rewards.
Students under 24 who are enrolled in school may also qualify for a waiver.
You can always refer to our clarity statement if you have questions about your account.
Enroll to get more rewards with your everyday banking. Benefits grow as your qualifying balances increase. Learn more about Preferred Rewards
We'll waive the monthly maintenance fee each statement cycle that you are enrolled in Preferred Rewards.
Students under 24 who are enrolled in school may also qualify for a waiver.
You can always refer to our clarity statement if you have questions about your account.
Enroll to get more rewards with your everyday banking. Benefits grow as your qualifying balances increase. Learn more about Preferred Rewards
We'll waive the monthly maintenance fee each statement cycle that you:
Students under 24 who are enrolled in school may also qualify for a waiver.
You can always refer to our clarity statement if you have questions about your account.
Enroll to get more rewards with your everyday banking. Benefits grow as your qualifying balances increase. Learn more about Preferred Rewards
We'll waive the monthly maintenance fee each statement cycle that you:
Students under 24 who are enrolled in school may also qualify for a waiver.
You can always refer to our clarity statement if you have questions about your account.
Enroll to get more rewards with your everyday banking. Benefits grow as your qualifying balances increase. Learn more about Preferred Rewards
We'll waive the monthly maintenance fee each statement cycle that you:
You can always refer to our clarity statement if you have questions about your account.
Enroll to get more rewards with your everyday banking. Benefits grow as your qualifying balances increase. Learn more about Preferred Rewards
We'll waive the monthly maintenance fee each statement cycle that you:
You can always refer to our clarity statement if you have questions about your account.
Enroll to get more rewards with your everyday banking. Benefits grow as your qualifying balances increase. Learn more about Preferred Rewards
|
|
| ||||||
Minimum opening deposit | ||||||||
---|---|---|---|---|---|---|---|---|
$XXXX | $XXXX | $XXXX | ||||||
Monthly maintenance fee | ||||||||
$XXXX | $XXXX | $XXXX | ||||||
Ways to avoid the monthly maintenance fee each statement cycle | ||||||||
Be enrolled in Preferred Rewards | Have at least one qualifying direct deposit of $XXXX+ Maintain a $XXXX minimum daily balance Be enrolled in Preferred Rewards | Maintain a combined balance of $XXXX or more in eligible linked accounts. Learn about combined balances Be enrolled in Preferred Rewards | ||||||
Ways to pay | ||||||||
Debit chip card Zelle® Digital Wallet No paper checks | Debit chip card Zelle® Digital Wallet Paper checks (if purchased) | Debit chip card Zelle® Digital Wallet Paper checks (if purchased) | ||||||
APY (Annual Percentage Yield) | ||||||||
N/A | N/A | |||||||
Overdraft options and fees | ||||||||
What happens if I don't have enough money to cover a transaction? | ||||||||
Transactions will be declined or returned unpaid when you have insufficient funds. | ||||||||
Can I enroll in Overdraft Protection? | ||||||||
No Overdraft Protection is not available for this account setting. | Yes You can link an eligible Bank of America account to cover transactions that exceed your account balance. Fees may apply. | Yes You can link an eligible Bank of America account to cover transactions that exceed your account balance. Fees may apply. | ||||||
Overdraft Item fee | ||||||||
N/A There are no bank fees for overdraft items. | $35.00 Applies to each item that we pay into overdraft. | $35.00 Applies to each item that we pay into overdraft. | ||||||
Non-Sufficent Funds (NSF): Returned Item fee | ||||||||
N/A There are no bank fees for returned items. | $35.00 Applies to each item that we decline or return unpaid. | $35.00 Applies to each item that we decline or return unpaid. | ||||||
Refer to the Advantage Banking Clarity Statement for more details | ||||||||
|
|
|
We remember what it's like just starting out. That's why we waive our monthly maintenance fee for qualifying students.
Students under age 24 are eligible for a waiver of the monthly maintenance fee for the Advantage SafeBalance and the Advantage Plus setting while enrolled in a high school, college, university or vocational program.
Please refer to your Personal Schedule of Fees for details.
You can apply online for a checking account, savings account, CD or IRA. Simply select an account, enter your personal information, verify your information and choose features & funding options. You will receive an email once your application is received and a follow-up email telling you whether it has been approved, plus any next steps.
Online Banking enrollment is easy—and takes just a few minutes. Enroll now in Online Banking.
Sign in to Online Banking and select your account from the Accounts Overview page, then go to the Information & Services tab. Your account number can be displayed by clicking the Show link in the Account Details section.
Change your mind? No problem. Call us or come in to switch settings.
Bank of America Advantage SafeBalance Banking™ | Bank of America Advantage Plus Banking™ | Bank of America Advantage Relationship Banking™ |
---|---|---|
Open now | Open now | Open now |
Minimum opening deposit | ||
$XXXX | $XXXX | $XXXX |
Monthly maintenance fee | ||
$XXXX | $XXXX | $XXXX |
Ways to avoid the monthly maintenance fee each statement cycle | ||
Be enrolled in Preferred Rewards Students under age 24 may be eligible for a monthly maintenance fee waiver while enrolled in school. | Have at least one qualifying direct deposit of $XXXX+ Maintain a $XXXX minimum daily balance Be enrolled in Preferred Rewards Students under age 24 may be eligible for a monthly maintenance fee waiver while enrolled in school. | Maintain a combined balance of $XXXX or more in eligible linked accounts. Learn about combined balances Be enrolled in Preferred Rewards |
Ways to pay | ||
Debit chip card Zelle® Digital Wallet No paper checks | Debit chip card Zelle® Digital Wallet Paper checks (if purchased) | Debit chip card Zelle® Digital Wallet Paper checks (if purchased) |
APY (Annual Percentage Yield) | ||
N/A | N/A | Balances = % Balances = % Balances = % |
Overdraft options and fees | ||
What happens if I don't have enough money to cover a transaction? | ||
Transactions will be declined or returned unpaid when you have insufficient funds. | At account opening, choose an overdraft setting. This determines how we handle transactions when you have insufficient funds. | At account opening, choose an overdraft setting. This determines how we handle transactions when you have insufficient funds. |
Can I enroll in Overdraft Protection? | ||
No Overdraft Protection is not available for this account setting. | Yes You can link an eligible Bank of America account to cover transactions that exceed your account balance. Fees may apply. | Yes You can link an eligible Bank of America account to cover transactions that exceed your account balance. Fees may apply. |
Overdraft Item fee | ||
N/A There are no bank fees for overdraft items. | $35 Applies to each item that we pay into overdraft. | $35 Applies to each item that we pay into overdraft. |
Non-Sufficent Funds (NSF): Returned Item fee | ||
N/A There are no bank fees for returned items. | $35 Applies to each item that we decline or return unpaid. | $35 Applies to each item that we decline or return unpaid. |
Refer to the Advantage Banking Clarity Statement for more details | ||
Bank of America Advantage SafeBalance Banking™ | Bank of America Advantage Plus Banking™ | Bank of America Advantage Relationship Banking™ |
Open now | Open now | Open now |