Mon-Fri 8 a.m. - 10 p.m. ET
Student Banking
Ready to open your Bank of America Advantage Banking account?
If you have a Social Security number and are 18 years or older.
Want to compare all your options?
Find out more about Bank of America Advantage Banking
SafeBalance Banking®Bank of America Advantage
Plus Banking®
If you don't have a Social Security number or are not 18 years or older, come in and see us.
Schedule an appointmentStudent Banking | Answer a few question to help us get you to the right place.
First, tell us your age:
Student Banking | Answer a few question to help us get you to the right place.
Do you have a valid Social Security number?
Student Banking
Great! You can submit an application online today. Let's confirm:
You’re applying for Bank of America Advantage SafeBalance Banking®
- No monthly maintenance fee for eligible students
- Helps keep you from spending more than you have — no overdraft fees
- Checkless banking with flexible ways to pay
See all checking options
Student Banking
Let's connect
We can help you open your account at a financial center.
College student?
To get your student fee waiver, bring proof of enrollment such as:
- A valid student ID
- A transcript
- An acceptance letter
Bring a government-issued photo ID
- Ex: U.S. driver’s license, state-issued ID card, U.S. Passport
One additional form of ID
- Ex: Social Security card, student ID, credit/debit card from another bank, current vehicle registration, foreign driver's license
Please note: Non-U.S. citizens also need to show proof of U.S. residency
A smart start for students
Bank of America Advantage SafeBalance Banking®
- No monthly maintenance fee for eligible students
- Helps keep you from spending more than you have — no overdraft fees
- Checkless banking with flexible ways to pay
Plus, we're there for you when you need us with thousands of financial centers and ATMs.
Learning more about money
Better Money Habits®
In partnership with 
What you need to succeed
No monthly fee
We'll waive the monthly maintenance fee for eligible students under 24 enrolled in school.
An award-winning mobile app
Check your balance, send money instantly and more with the Bank of America mobile app.
Mobile check deposits
Got a check from grandma? Skip the trip to the financial center and deposit it right from your phone.
$0 Liability guarantee
You’re not liable for unauthorized purchases on your card when you report them promptly.
What you need to succeed
Thousands of financial centers and ATMs
Thousands of financial centers and ATMs
More accounts for students
Student credit cards
Student credit cards
Start building a solid financial historyBrowse student credit cards
Start building a solid financial historyBrowse student credit cards
Savings accounts
Savings accounts
Prepare for big goals and minor emergenciesLearn about savings accounts
Prepare for big goals and minor emergenciesLearn about savings accounts
Bank of America Advantage Banking
Bank of America Advantage Banking
Flexible checking that gives you room to growLearn about all checking options
Flexible checking that gives you room to growLearn about all checking options
Auto loans
Auto loans
Shop for a car, estimate your costs and moreLearn about auto loans
Shop for a car, estimate your costs and moreLearn about auto loans
