Mon-Fri 8 a.m. - 10 p.m. ET
Student Banking
A path to financial independence
Ready to open your Bank of America Advantage Banking account?
If you have a Social Security number and are 18 years or older.
Want to compare all your options?
Find out more about Bank of America Advantage Banking
SafeBalance Banking®Bank of America Advantage
Plus Banking®
If you don't have a Social Security number or are not 18 years or older, come in and see us.
Schedule an appointmentAnswer a few questions to help us get you to the right place.
First, tell us your age:
Answer a few questions to help us get you to the right place.
Do you have a valid Social Security number?
Great! You can submit an application online today. Let's confirm:
You're applying for Bank of America Advantage SafeBalance Banking®
- No monthly maintenance fee for eligible students
- Helps keep you from spending more than you have — no overdraft fees
- Checkless banking with flexible ways to pay
Let's connect
We can help you open your account at a financial center
What to bring to your appointment
1. Government-issued photo ID
Ex: U.S. driver's license, state-issued ID card, U.S. Passport
2. One additional form of ID
Ex: Social Security card, student ID, credit/debit card from another bank, current vehicle registration, foreign driver's license
International student?
See accepted documents for U.S. visa holders
You must be able to provide both your foreign and local address, as well as your ITIN (Individual Tax Identification Number). You'll also need the following:
1. Proof of U.S. residency
Ex: U.S. government-issued ID, student/employer photo ID, current utility bill or rental agreement
(documents must show your name and U.S. physical address)
2. One primary photo ID
Ex: foreign passport (with or without passport visa), U.S. Non-Immigrant visa and Border Crossing Card-DSP-150, Canadian Citizenship card (with photo), Mexican, Guatemalan, Dominican or Columbian Consular ID (with photo)
3. One secondary ID
Ex. foreign or U.S. driver's license (with photo), student/employer ID (with photo), major debit or credit card with Visa® or Mastercard® logo, major retail credit card from a nationally well-known company, U.S. Department of State Diplomat ID
Note: College students, please bring proof of enrollment (a valid student ID, transcript or acceptance letter) to get your student fee waiver.
A smart start for students
Bank of America Advantage SafeBalance Banking®
- No monthly maintenance fee for eligible students
- Helps keep you from spending more than you have — no overdraft fees
- Checkless banking with flexible ways to pay
Plus, we're there for you when you need us with thousands of financial centers and ATMs.
Learning more about money
Better Money Habits®
In partnership with 
Ready to open a checking account?
What you need to succeed
No monthly fee
We'll waive the monthly maintenance fee for eligible students under 24 enrolled in school.
An award-winning mobile app
Check your balance, send money instantly and more with the Bank of America mobile app.
Mobile check deposits
Got a check from grandma? Skip the trip to the financial center and deposit it right from your phone.
$0 Liability guarantee
You’re not liable for unauthorized purchases on your card when you report them promptly.
What you need to succeed
Thousands of financial centers and ATMs
Thousands of financial centers and ATMs
More accounts for students
Student credit cards
Student credit cards
Start building a solid financial historyBrowse student credit cards
Start building a solid financial historyBrowse student credit cards
Savings accounts
Savings accounts
Prepare for big goals and minor emergenciesLearn about savings accounts
Prepare for big goals and minor emergenciesLearn about savings accounts
Bank of America Advantage Banking
Bank of America Advantage Banking
Flexible checking that gives you room to growLearn about all checking options
Flexible checking that gives you room to growLearn about all checking options
Auto loans
Auto loans
Shop for a car, estimate your costs and moreLearn about auto loans
Shop for a car, estimate your costs and moreLearn about auto loans
Studying abroad in the US?Studying abroad in the US?
Opening a U.S. bank account can help make life abroad a little easier. We can walk you through it step by step.
