Business Checking Accounts

Business Fundamentals®

The essential features your business needs:

  • Online BankingFootnote 1 with account alertsFootnote 2 and Bill Pay
  • Mobile BankingFootnote 3 with mobile check depositFootnote 4
  • Debit cards with Total Security Protection®
  • Business savings account

Business Advantage

All the essentials—plus premium benefits:

  • Online account management
  • Seamless QuickBooks® integration
  • Additional business checking account
  • Access to our Small Business Priority Service Team
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Compare business checking accounts:

Good for you if...

  • You spend at least a month on your business debit or credit card
  • Your average monthly balance is less than
  • You spend at least a month on your business credit card
  • Your average monthly balance is greater than

Business savings account

Business Investment Account
(no additional monthly fee)
Business Interest Maximizer™
(no additional monthly fee)

Second business checking account

/month
No monthly fee

Account ManagementFootnote 5

/month
No fee

Incoming wire transfer fee

Domestic: $15/transfer
International: $16/transfer
No fee

Avoid the monthly fee: Do just one of these things each month

  • Spend a month in net new purchases on a business debit or credit cardFootnote 6
  • Maintain an average monthly balance of or more
  • Maintain a minimum daily balance of
  • Maintain a combined average monthly balance of or more in your linked Bank of America accountsFootnote 7
  • Spend a month in net new purchases on a business credit cardFootnote 9
  • Maintain an average monthly balance of or more
  • Maintain a combined average monthly balance in your linked Bank of America accounts of at least Footnote 10
  • Actively use one or more of these business services: Bank of America Merchant ServicesFootnote 11, Payroll Service by IntuitFootnote 12 or Remote Deposit OnlineFootnote 13

All accounts come with

Small Business Online Banking

Convenient and secure—and singled out on Keynote’s Small Business Scorecard for excellence in security, privacy and ease of use.

Powerful account tools

Get account activity alerts and pay bills on the go, manage spending and set limits on employee debit cards—and much more.

Mobile BankingFootnote 3

Manage your business on the go: check balances, deposit checksFootnote 4, make transfersFootnote 14 and more.
Get the Mobile Banking AppFootnote 15

Chip-enabled debit card

Includes Total Security Protection and chip technology for convenient and secure business purchases.Footnote 16

Does your business have unique cash management needs?

Sole proprietorship's, nonprofits and government entities: Learn more about Business Interest Checking

Businesses with more than $60,000 in deposit balances: Learn more about Full Analysis Business Checking

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