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Business Checking Accounts

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Business Fundamentals® Checking
The essential features your business needs:

  • Online Banking with account alerts and Bill Pay
  • Mobile Banking with mobile check deposit
  • Debit cards with Total Security Protection®
  • Business savings account
$XXXX/month
Ways to avoid this fee

Business Advantage Checking
All the essentials—plus premium benefits:

  • Online account management
  • Seamless Quickbooks® integration
  • Additional business checking account
  • No fee for select banking services
$XXXX/month
Ways to avoid this fee

Not sure? Compare business checking accounts

Comparison of Accounts

Business Fundamentals® Checking

$XXXX/month Ways to avoid this fee

Business Advantage Checking

$XXXX/month Ways to avoid this fee
Good for you if...
You spend at least $XXXX a month on your business debit or credit card
Your average monthly balance is less than $XXXX
You spend at least $XXXX a month on your business credit card
Your average monthly balance is greater than $XXXX
Business savings account
Business Investment Account (no additional monthly fee)
Business Advantage Savings (no additional monthly fee)
Second business checking account
$XXXX/month
No monthly fee
Account Management
$15/month
No fee
Incoming wire transfer fee
Domestic: $15/transfer
International: $16/transfer
No fee
Avoid the monthly fee:
Do just one of these things each statement cycle
  • Spend $XXXX in net new purchases on a business debit or credit card
  • Maintain an average monthly balance of $XXXX or more
  • Maintain a minimum daily balance of $XXXX
  • Maintain a combined average monthly balance of $XXXX or more in your linked Bank of America accounts
  • Process $500 in net Clover® Go On Demand sales each merchant services statement cycle
  • Qualify for and enroll in the Business Advantage Relationship Rewards program (first 4 checking accounts per enrolled business)
  • Spend $XXXX in net new purchases on a business credit card
  • Maintain an average monthly balance of $XXXX or more
  • Maintain a combined average monthly balance in your linked Bank of America accounts of at least $XXXX
  • Actively use one or both of these business services: Bank of America Merchant Services or Payroll Services
  • Qualify for and enroll in the Business Advantage Relationship Rewards program (first 4 checking accounts per enrolled business)

Learn more about rates

Rates

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Tools and resources to help manage your business

Cash management is a top priority for small business owners. Our tools and services can help you run your business more effectively.

Explore cash management tools

Does your business have unique cash management needs?

Sole proprietorships, nonprofits and government entities:
Learn more about Business Interest Checking
Businesses with more than $60,000 in deposit balances:
Learn more about Full Analysis Business Checking

Business Advantage Relationship Rewards

Make every dollar count with a rewards program that’s free to join and simple to use. Find out how to qualify.
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