A debit card is a card that deducts money from a designated checking account to pay for goods or services. It can be used anywhere Visa® or MasterCard® debit cards are accepted and no interest is charged. A debit card can also be used at ATMs to withdraw cash from accounts linked to that debit card.
Debit Cards
EVERYDAY SPENDING / SIMPLIFIED
Simplified banking for busy lifestyles
Using a Mastercard® debit cardVisa Debit gives you 24/7 access to the funds in your checking account. Funds are deducted directly from your checking account which helps make keeping track of what you spend a snap.
What is a debit card?
- Convenient spending; use your money when & where you want
- Helps to control spending habits
- No monthly bills, recurring fees or interest payments with a debit card layer
Your security is our top priority
$0 Liability Guarantee
$0 Liability Guarantee will credit fraudulent transactions made with your debit card back to your account as soon as the next business day if your card is lost or stolen.
Lock unlock
Misplaced your debit card? Now you can temporarily lock your debit card right from your Mobile Banking app or through Online Banking to help prevent unauthorized purchases and withdrawals. Then, when you find it, unlocking your debit card is just as easy.
24/7 Monitoring
Fraud monitoring reviews how and where your card is being used and is designed to help block potential fraud if abnormal patterns are detected.
Photo Security®
Placing your photo on the front of your Bank of America personal or small business debit card can help prevent fraud if your card is lost or stolen. Simply visit a financial center to add your photo to your card.
Want to simplify your life with a Bank of America debit card?
All you need is a Bank of America Advantage Banking account to get started.
Get more from your debit card
Preferred Rewards
Preferred Rewards clients can enjoy even more benefits with their debit card based on their relationship tier.
Affinity Banking
Let your banking say something about you with a customized Affinity Banking Debit Card. Now you can bank with personality.
Ways to pay
Choose the digital payment method that’s best for you. Tap, swipe or wave your phone at checkout. Shopping in-store, in-app or online with your Bank of America® Mastercard® debitVisa Debit® card just got easier.
