A debit card is a card that deducts money from a designated checking account to pay for goods or services. It can be used anywhere Visa® or MasterCard® debit cards are accepted and no interest is charged. A debit card can also be used at ATMs to withdraw cash from accounts linked to that debit card.
Debit Cards
EVERYDAY SPENDING / SIMPLIFIED
Simplified banking for busy lifestyles
Using a Mastercard® debit cardVisa Debit gives you 24/7 access to the funds in your checking account. Funds are deducted directly from your checking account which helps make keeping track of what you spend a snap.
What is a debit card?
- Use your money when & where you want
- Avoid monthly bills, recurring fees and interest payments with a debit card layer
- Add your card to a digital wallet to make fast, secure payments from your mobile device
Convenient and secure
$0 Liability Guarantee
$0 Liability Guarantee will credit fraudulent transactions made with your debit card back to your account as soon as the next business day if your card is lost or stolen.
Lock unlock
Misplaced your debit card? Now you can temporarily lock your debit card right from your Mobile Banking app or through Online Banking to help prevent unauthorized purchases and withdrawals. Then, when you find it, unlocking your debit card is just as easy.
24/7 Monitoring
Fraud monitoring reviews how and where your card is being used and is designed to help block potential fraud if abnormal patterns are detected.
Skip the wait
Waiting for your card in the mail? Download our mobile app to request a digital version to use for shopping and at cardless ATMs
Get the app to request a digital debit card.Instant Access
Once you get your digital card, add it to your digital wallet in a few taps right from the mobile app.
Convenient
Pay in stores at eligible merchant with the digital wallet, shop online and visit the contactless ATM.
Easy to use
Open your digital wallet and hold your phone over the contactless symbol on the card reader at checkout or at the ATM.
Want to simplify your life with a Bank of America debit card?
All you need is a Bank of America Advantage Banking account to get started.
Get more from your debit card
Bank with personality
You’re unique: Let your banking say something about you with a custom Affinity Banking Debit Card.
Paying without plastic
You don’t need to carry your card to make safe, secure payments. Add your Bank of America® Mastercard® debitVisa Debit® card to a digital wallet for a faster, easier checkout in-app, in-store or online.
