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Debit Cards

EVERYDAY SPENDING / SIMPLIFIED

Simplified banking for busy lifestyles

Using a Mastercard® debit cardVisa Debit gives you 24/7 access to the funds in your checking account. Funds are deducted directly from your checking account which helps make keeping track of what you spend a snap.

What is a debit card?

A debit card is a card that deducts money from a designated checking account to pay for goods or services. It can be used anywhere Visa® or MasterCard® debit cards are accepted and no interest is charged. A debit card can also be used at ATMs to withdraw cash from accounts linked to that debit card.

  • Use your money when & where you want
  • Avoid monthly bills, recurring fees and interest payments with a debit card layer
  • Add your card to a digital wallet to make fast, secure payments from your mobile device

Skip the wait

Waiting for your card in the mail? Download our mobile app to request a digital version to use for shopping and at cardless ATMs

Get the app to request a digital debit card.
  • Instant Access

    Once you get your digital card, add it to your digital wallet in a few taps right from the mobile app.

  • Convenient

    Pay in stores at eligible merchant with the digital wallet, shop online and visit the contactless ATM.

  • Easy to use

    Open your digital wallet and hold your phone over the contactless symbol on the card reader at checkout or at the ATM.

Want to simplify your life with a Bank of America debit card?

All you need is a Bank of America Advantage Banking account to get started.

Get more from your debit card

  • Round it up

    Round up the change to the nearest dollar with your debit card purchases when you're enrolled in Keep the Change.

  • Get cash back deals

    Choose the deals you want in Online and Mobile Banking, pay with your debit card and the cash back gets automatically credited to your account.

  • Bank with personality

    You’re unique: Let your banking say something about you with a custom Affinity Banking Debit Card.

Paying without plastic

You don’t need to carry your card to make safe, secure payments. Add your Bank of America® Mastercard® debitVisa Debit® card to a digital wallet for a faster, easier checkout in-app, in-store or online.