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Direct Deposit

How direct deposit works

Skip extra trips to the bank. Set up direct deposit and have your paycheck or other recurring deposits sent right to your checking or savings account — automatically.

Secure, convenient and easy

  • Get same-day access to your deposit from anywhere
  • Reduce the risk of lost or stolen paper checks
  • Set up Online Banking alerts via email or mobile letting you know when your money is deposited

Sign in to Online Banking and download a prefilled direct deposit form

Not using Online Banking?

Setting up direct deposit

What do I need to do?

Check with your employer’s payroll office. You may be able to complete setup through an online portal. If not:

  1. Complete a direct deposit form.
  2. Provide the form to your employer’s payroll office.

Sign in to Online Banking and download a prefilled direct deposit form

Choose your preferred language and download a blank direct deposit form

You’ll need to know:

  • Your Bank of America account and ABA routing numbers
  • Your employer’s name and address

Locate my account and routing number

For checks issued by the U.S. Treasury

Enroll in direct deposit of federal benefits in one of 3 ways:

  1. Online at www.fiscal.treasury.gov/GoDirect layer
  2. Call the U.S. Treasury at 800.333.1795800.333.1795
  3. Schedule an appointment at your nearest financial center

Still have questions?

Check out our direct deposit FAQs for more information.

Connect with us

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Sat 9 a.m.-8 p.m. ET

Mon-Fri 9 a.m.-midnight ET
Sat 9 a.m.-8 p.m. ET