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Checking Accounts

I want to keep it simple

Bank of America Core Checking®

A straightforward personal checking solution — good for those with direct deposit.
per month
I want more

Bank of America Interest Checking®

For those who keep high balances and want multiple interest-earning accounts with complimentary services.
per month

Learn more about eligibility

Students under age 23 are eligible for a waiver of the monthly maintenance fee while enrolled in a high school or in a college, university or vocational program. Please refer to your Personal Schedule of Fees for details.

Not sure? Compare checking accounts

Comparison of Accounts
Bank of America Core Checking® Bank of America Interest Checking®
Monthly maintenance fee waived for students under the age of 23 This feature is available for Bank of America Core Checking®This feature is not available for Bank of America Interest Checking®
Access to thousands of Bank of America ATMs and financial centers This feature is available for Bank of America Core Checking®This feature is available for Bank of America Interest Checking®
Additional checking or savings accounts with no monthly maintenance feeFootnote2 This feature is not available for Bank of America Core Checking® This feature is available for Bank of America Interest Checking®
No fee Overdraft Protection transfers from linked Bank of America deposit accountFootnote3 This feature is not available for Bank of America Core Checking® This feature is available for Bank of America Interest Checking®
Earns interest This feature is not available for Bank of America Core Checking® This feature is available for Bank of America Interest Checking®
No fee for incoming domestic wire transfers This feature is not available for Bank of America Core Checking® This feature is available for Bank of America Interest Checking®
Minimum opening deposit For Bank of America Core Checking®, For Bank of America Interest Checking®,
No maintenance fee for each statement cycle that you: For Bank of America Core Checking®, Have at least one qualifying direct deposit of or more Maintain an average daily balance of or more. (Please note you will need to maintain a minimum daily balance of or more beginning October 8, 2016.) The average daily balance in eligible linked checking, savings and money market savings accounts for the statement cycle The current balances in linked personal CDs and IRAs at the end of the Interest Checking statement cycle The current balance (2 business days before the end of the Interest Checking statement cycle) in your eligible linked Merrill Edge® and Merrill Lynch® investment accounts
Or pay /month

Preferred Rewards clients get this fee waived
Or pay /month

Preferred Rewards clients get this fee waived
For more information View the Bank of America Core Checking Clarity Statement® View the Bank of America Interest Checking Clarity Statement®

Other types of accounts

SafeBalance Banking®

Get help avoiding overdraft fees by spending only what's in your account.

Small business owner?

Bank of America business checking solutions are designed to fit a variety of businesses and come with all the features your active business needs.
All checking accounts come with: All checking accounts come with:
Total Security Protection®
The debit card for your checking account comes with our Total Security Protection® package — including our $0 Liability GuaranteeFootnote4 (fraudulent charges are credited back to your account as soon as the next business day) and fraud monitoring (we monitor how and where your card is being used). Plus, you can add your photo on your eligible card to help protect you if it's lost or stolen.

Why choose Bank of America

Why choose Bank of America

Earn more. Save more.

Get cash back with BankAmeriDeals®Footnote15 or round up the savings with Keep the Change®Footnote16

Preferred Rewards

Get more rewards with your everyday banking

Unlimited access

Access to our network of financial centers, ATMs, and Online, MobileFootnote7 and TextFootnote17 Banking

Looking for more information about checking accounts?
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