Skip to main content

Certificate of Deposit (CD) Accounts

Featured CD Account

Fixed CD rate and a predictable return without a long-term commitment
  • % annual percentage yield (APY) on all balancesFootnote1
  • month term
  • minimum opening balance

Standard Term CD Account

A low minimum deposit and the flexibility to save on your terms
  • %–% annual percentage yield (APY) depending on term and balanceFootnote2
  • 28 day to 10 year terms available
  • minimum opening balance

Not sure? Compare CD accounts

Comparison of Accounts
Featured CD Account Standard Term CD Account
Annual Percentage Yield (APY) For Featured CD Account, %Footnote1 For Standard Term CD Account, %Footnote2 depending on term and balance
Term For Featured CD Account, months For Standard Term CD Account, 28 days–10 years
Minimum opening deposit For Featured CD Account, For Standard Term CD Account,
FDIC insured (up to applicable limits) This feature is available for Featured CD AccountThis feature is available for Standard Term CD Account
Automatic renewalFootnote4 This feature is available for Featured CD AccountThis feature is available for Standard Term CD Account
Transaction limitations For Featured CD Account, No additional deposits until maturity For Standard Term CD Account, No additional deposits until maturity
Withdrawal penalty For Featured CD Account, Early withdrawal penalty appliesFootnote3 Please see the Deposit Agreement and Disclosures for details For Standard Term CD Account, Early withdrawal penalty appliesFootnote3 Please see the Deposit Agreement and Disclosures for details

Other types of accounts

Risk Free CD AccountFootnote5

Penalty-free access to your money before your CD matures.

Savings Accounts and IRAs

Looking for more flexible or longer term savings options? Explore other types of accounts.

Why choose Bank of America?

Why choose Bank of America?

Financial network

Get unlimited access to our network of financial centers. Our specialists are ready to help.

Bank of America
Preferred Rewards

Get more rewards with your everyday banking

Merrill Edge

Looking for a full range of investment choices?

Standard Term CD

To begin the application, first choose the length of time and the amount of deposit you'd like. Then select Display rate.

Display rate

  Standard Term CD ( )

Interest Rate APY
   

Open now Explore more Standard Term CD rates

  • Rates

    Amount Rate Annual Percentage Yield (APY)

Rates

Choose either the desired term or deposit amount to see rate options
Amount Rate Annual Percentage Yield (APY)
Looking for more information about CD accounts?
We're here to help. Find out more about what matters most to you.
Go and get state information

Select Your State

Please tell us where you bank so we can give you accurate rate and fee information for your location.

Go and get state information