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Certificate of Deposit (CD) Accounts

Featured CD Account

Fixed CD rate and a predictable return without a long-term commitment
  • XXXX% annual percentage yield (APY) on all balances
  • XXXX-month term
  • $XXXX minimum opening balance

Standard Term CD Account

A low minimum deposit and the flexibility to save on your terms
  • XXXX%–XXXX% annual percentage yield (APY) depending on term and balance
  • 28 day to 10 year terms available
  • $XXXX minimum opening balance

Not sure? Compare CD accounts

Comparison of Accounts

Featured CD Account

Standard Term CD Account

Annual Percentage Yield (APY)
For Featured CD Account, XXXX%
For Standard Term CD Account, XXXXXXXX%
depending on term and balance
Term
For Featured CD Account, XXXX months
For Standard Term CD Account, 28 days–10 years
Minimum opening deposit
For Featured CD Account, $XXXX
For Standard Term CD Account, $XXXX
FDIC insured (up to applicable limits)
This feature is available for Featured CD Account
This feature is available for Standard Term CD Account
Automatic renewal
This feature is available for Featured CD Account
This feature is available for Standard Term CD Account
Transaction limitations
For Featured CD Account, No additional deposits until maturity
For Standard Term CD Account, No additional deposits until maturity

Penalty and Policies

Withdrawal penalty
For Featured CD Account, Early withdrawal penalty applies
For Standard Term CD Account, Early withdrawal penalty applies

Other types of accounts

Savings Accounts

Looking for more flexible savings options?

IRAs

Looking for longer term savings options?

Why choose Bank of America?

Why choose Bank of America?

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Merrill Edge

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Resources to help you manage your money

Standard Term CD

To begin the application, first choose the length of time and the amount of deposit you'd like. Then select Display rate.

Display rate

  Standard Term CD ( )

Interest RateAPY
  

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Rates

Choose the desired term, then the deposit amount to see rate options.
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