Fixed CD
Start with a low opening deposit
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Confirm CD term and amount
To open this account, choose your CD term and amount in the Rates section then select Display rates.
Why choose a Fixed Term CD from Bank of America?
Save on your timeline
Choose a term that works for you — from 28 days to 10 years.
Start with a low opening balance
Open with as little as $1,000. Interest is compounded and credited monthly.adatext
FDIC insurance
FDIC insurance up to the applicable limits.
Learn more about FDIC insurance
Learn more about FDIC insurance
Easy, automatic renewals
Automatically renews to a Fixed Term CD of the same term. You'll get a maturity notice beforehand in case you'd rather redeem your CD.adatext
Rates
Rates , open
Fees
Fees , open
Annual Fee
- $0
Transfer Fees
- $0
Withdrawal Penaltyadatext
- An early withdrawal penalty will apply.
- Please see the Deposit Agreement and Disclosures for details.
Fees
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Why bank with us?
Why bank with us? , open
Safety and security
For 9 years in a row, Bank of America was recognized as having the Best Overall Identity Safety in Banking by Javelin Strategy & Research, the nation's leading provider of financial institution research.adatext
A convenient mobile app adatext
Keep track of your balance and accrued interest on the go. Sign in safely and quickly with fingerprint sign-in or Touch ID.®adatext
A broad network of support
We're here for you anytime, almost anywhere with 24/7 online access and thousands of financial centers.
Rewarding relationships
Qualifying members can earn more rewards with their everyday banking. Learn more about Preferred Rewards.
Why bank with us?
Safety and security
For 9 years in a row, Bank of America was recognized as having the Best Overall Identity Safety in Banking by Javelin Strategy & Research, the nation's leading provider of financial institution research.adatext
A broad network of support
We're here for you anytime, almost anywhere with 24/7 online access and thousands of financial centers.
Rewarding relationships
Qualifying members can earn more rewards with their everyday banking. Learn more about Preferred Rewards.
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Contact us
- Schedule an appointment
- Schedule an appointment
- Call us
- Phone number: 844.375.7027