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Standard CD

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Confirm CD term and amount

To open this account, choose your CD term and amount in the Rates section then select Display rates.

Go to Rates section

Why choose a Standard Term CD from Bank of America?

Save on your timeline

Choose a term that works for you — from 28 days to 10 years.

Start with a low opening balance

Open with as little as $1,000. Interest is compounded and credited monthly.

FDIC insurance

FDIC insurance up to the applicable limits.
Learn more about FDIC insurance

Easy, automatic renewals

Automatically renews to a Standard Term CD of the same term. You’ll get a maturity notice beforehand in case you’d rather redeem your CD.
Rates

Rates

Rates , open

Great!Terms available for Standard Term CD:Standard Term CD

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Before we open your Standard Term CD, choose your:

Terms available for Standard Term CD:

Standard Term CD ( )

AmountInterest RateAPYAnnual Percentage Yield (APY)

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AmountInterest RateAPYAnnual Percentage Yield (APY)

Rates

Choose the desired term then the deposit amount to see rate options.
AmountInterest RateAPYAnnual Percentage Yield (APY)
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Fees

Fees

Fees , open

Annual Fee
  • $0
Transfer Fees
  • $0
Withdrawal Penalty

View a complete list of fees

Fees

Annual FeeTransfer FeesWithdrawal Penalty
  • $0
  • $0

View a complete list of fees

Why bank with us?

Why bank with us?

Why bank with us? , open

Safety and security

For 9 years in a row, Bank of America was recognized as having the Best Overall Identity Safety in Banking by Javelin Strategy & Research, the nation's leading provider of financial institution research.

A convenient mobile app

Keep track of your balance and accrued interest on the go. Sign in safely and quickly with fingerprint sign-in or Touch ID.®

A broad network of support

We're here for you anytime, almost anywhere with 24/7 online access and thousands of financial centers.

Rewarding relationships

Qualifying members can earn more rewards with their everyday banking. Learn more about Preferred Rewards.

Why bank with us?

Safety and security

For 9 years in a row, Bank of America was recognized as having the Best Overall Identity Safety in Banking by Javelin Strategy & Research, the nation's leading provider of financial institution research.

A broad network of support

We're here for you anytime, almost anywhere with 24/7 online access and thousands of financial centers.

A convenient mobile app

Keep track of your balance and accrued interest on the go. Sign in safely and quickly with fingerprint sign-in or Touch ID.®

Rewarding relationships

Qualifying members can earn more rewards with their everyday banking. Learn more about Preferred Rewards.
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