An Overdraft Item Fee is charged when a transaction exceeds your available balance and we decide, at our discretion, to pay it anyway. Please refer to the Personal Schedule of Fees for more details.

As of 5/24/22 this fee is no longer charged. Before that date this fee was charged when a transfer is made as part of the Balance Connect^® for overdraft protection services Please refer to the Personal Schedule of Fees for more details.

No more than 2 Overdraft Item fees are charged per day. Please refer to the Personal Schedule of Fees for more details.

The cost varies by the size of the box. Schedule an appointment to inquire about safe deposit box availability and pricing at a financial center near you. View FAQs about safe deposit boxes

You can find fee information by visiting Bank Account Fees, or refer to your Personal Schedule of Fees or Clarity Statement for more information.

You can find monthly maintenance fee information by visiting Bank Account Fees, or refer to your Personal Schedule of Fees or Clarity Statement for more information.

Linking your other eligible accounts to your Bank of America Advantage Relationship Banking^®, Advantage with Tiered Interest Checking, Advantage Regular Checking or Regular Checking account will use those combined balances to meet the balance requirement required to avoid the monthly maintenance fee. You can generally link savings, money market savings, IRAs, CDs, some checking, and Merrill Edge or Merrill Lynch investment accounts. We will not link your accounts unless you tell us to do so. We may send you a combined statement for your linked accounts. You can find monthly maintenance fee information by visiting Bank Account Fees

Qualifying direct deposits are deposits of regular monthly income (such as your salary, pension, or Social Security benefits) that are made by your employer or other payer using the account and routing numbers that you provide to them. These deposits qualify for Bank of America Advantage Plus Banking^® and Senior Economy Checking monthly maintenance fee waiver.

Teller deposits, wire transfers, Online and Mobile Banking transfers, transfers from one account to another, and ATM transfers and deposits are examples of deposits that do not qualify for the monthly maintenance fee waivers.

Learn more about direct deposit and download a form to set it up with your employer

Pricing and fees vary by account. Go to savings accounts and select an account to review the details, including pricing. You can also find pricing information by visiting Bank Account Fees

Visit our deposit interest rates page to view current CD rates and annual percentage yields.

A check enclosure fee is charged for returning canceled checks with your monthly statement. To change the way you receive your statements, go to the Statements & Documents tab for your account.

A Check Image Service fee is charged for returning images of your canceled checks with your monthly statement. You can receive an online version of your statement which includes images of your cancelled checks at no cost. Log in to manage your paperless settings

This fee occurs whenever you initiate a stop payment on a check or a payment through Bill Pay.

Late fees may vary by account. To avoid any late fees, visit Bank Account Fees to learn which fees may apply to your accounts.

A Non-Bank of America ATM fee occurs whenever you access an ATM outside Bank of America's network for withdrawals, transfers, or balance inquiries. In some instances, you may be charged a fee by the ATM operator or network as well. View all ATM fees FAQs for additional details.

Locate a Bank of America ATM near you