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Switching to Bank of America®
Try Bank of America
Switching is simpler than you think. Start by opening a checking account.
View checking options
We've got you covered
Whether you're exploring banking options, looking for a better fit, or need help with financial firsts.
- Earn exclusive rewards with BofA Rewards™Footnote[1]
- Resources to help along your financial journey with Better Money Habits®
- Create your Life PlanFootnote[2] and set & track goals — like buying a house or saving for college
- Helpful insights through our virtual assistant Erica®Footnote[3]
Step 1
Open a Bank of America checking account. We can help you compare options and find the best fit
Step 2
Add money to your new account in the mobile appFootnote[4] or at one of our ATMs or financial centers
Step 3
Move any recurring payments and direct deposits to your new account and make sure any pending checks have cleared.
Step 4
Then, withdraw the money in your old account, and ask your bank to close the account.
Let's get started
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- Customers can enroll and maintain their membership in BofA Rewards™ if they have an open, qualifying Bank of America® checking account. BofA Rewards™ tiers are based on each customer’s combined average balance in qualifying deposit and investment accounts. The minimum balance for each tier is: Member, no minimum balance; Preferred Plus, $30,000; Preferred Honors, $100,000; and Premier, $1,000,000. When you enroll, you will be placed in the appropriate tier for your combined average balance and afterwards moved to the highest tier you are eligible for based on one of the following:
For the 30 calendar days following your first enrollment, the combined end-of-day collected balance of your qualifying accounts (“Daily Balance”), provided that your Daily Balance remains above the required amount for a minimum of three business days; or
Subsequently, the combined average balance of your qualifying accounts calculated on the third business day of each month. Eligible customers will be moved to the higher tier within three business days. New tier benefits may take up to 30 days to become effective. For full terms, including qualifying accounts and the method of calculation of average balances, refer to your Personal Schedule of Fees, available at bankofamerica.com/fees.
Additional Eligibility. Employees and retirees of Bank of America may be eligible for BofA Rewards™ membership on customized terms. For details, please call Employee Financial Services or refer to the Bank of America intranet site. Bank of America Private Bank clients qualify to enroll in the Premier tier regardless of balances. Employees of companies participating in the Bank of America Employee Banking and Investing Program may be eligible to participate on customized terms. Refer to go.bofa.com/cebi-faq for details. - Mobile Banking requires enrollment through the Mobile Banking app, Mobile website or Online Banking. View the Online Banking Service Agreement for more information. Data connection required. Wireless carrier fees may apply. The Mobile Banking app is available on iPad, iPhone, and Android devices.
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