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Keep the Change® Savings Program

How Keep the Change works

Enroll in our Keep the Change savings program and when you make everyday purchases with your Bank of America debit cardFootnote 1, we'll:

  • Round up your purchase to the nearest dollar amount
  • Transfer the difference from your checking account to your savings account
  • Track your savings in Online Banking
Your PurchaseItem PriceRounded Up ToTransferred to Savings
Image of coffee-cup $3.50 $4.00 $0.50
Image of sandwich $5.25 $6.00 $0.75
Image of bagoffood $35.49 $36.00 $0.51
          Total transferred to savings account = $1.76

To participate in Keep the ChangeFootnote 1
You will need each of the following 3 Bank of America products to qualify:

Important note about eligibility:

  • Small Business accounts are not eligible for Keep the Change


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