To enroll in the Keep the Change savings program, you will need a Bank of America checking account and savings account, as well as a Bank of America debit card.

If you already have all three, you can enroll now in Keep the Change and start saving today.

The round-ups from your debit card purchases are accumulated and transferred daily from your checking account to the enrolled savings account. The total transfer will be displayed daily as a single transaction on your savings statement. However, if you do not have sufficient available funds in your checking account or if any transaction has overdrawn your Checking Account on a business day, we do not round up purchases posted on that business day and we cancel the Keep the Change® transfer for that day.

You can view a summary of your Keep the Change^® savings in Online Banking.

Log in to Online Banking

Not an Online Banking customer? Enroll in Online Banking today

Schedule an appointment or call 800-432-1000 (Mon-Fri 8 a.m.-11 p.m. or Sat-Sun 8 a.m.-8 p.m., all times ET. Outside the U.S. call 1-315-724-4022 (international collect; cell phone roaming charges may apply).