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Keep the Change FAQs

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Please tell us where you bank so we can give you accurate rate and fee information for your location.

What is Keep the Change®?

Keep the Change rounds up each purchase to the nearest dollar and turns spare change into savings.

Learn how Keep the Change works

What do I need to enroll in the Keep the Change® savings program?

To enroll in the Keep the Change savings program, you will need a Bank of America checking account and savings account, as well as a Bank of America debit card.

If you already have all three, you can enroll now in Keep the Change and start saving today.

How often are my round-ups transferred to my savings account?

The round-ups from your debit card purchases are accumulated and transferred daily from your checking account to your savings account. The total transfer will be displayed daily as a single transaction on your savings statement. However, if you do not have sufficient available funds in your checking account or if any transaction has overdrawn your Checking Account on a business day, we do not round up purchases posted on that business day and we cancel the Keep the Change® transfer for that day.

How can I keep track of my Keep the Change® savings?

You can view a summary of your Keep the Change® savings in Online Banking.

Sign in to Online Banking

Not an Online Banking customer? Enroll in Online Banking today

How do I stop my Keep the Change® savings program?

Schedule an appointment or call 800.432.1000 (Mon-Fri 8 a.m.-11 p.m. or Sat-Sun 8 a.m.-8 p.m., all times ET. Outside the U.S. call 1.315.724.4022 (international collect; cell phone roaming charges may apply).

Round each purchase to the nearest dollar and turn spare change into savings

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