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Keep the Change FAQs
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Keep the Change rounds up each purchase to the nearest dollar and turns spare change into savings.
To enroll in the Keep the Change savings program, you will need a Bank of America checking account and savings account, as well as a Bank of America debit card.
If you already have all three, you can enroll now in Keep the Change and start saving today.
The round-ups from your debit card purchases are accumulated and transferred daily from your checking account to your savings account. The total transfer will be displayed daily as a single transaction on your savings statement. However, if you do not have sufficient available funds in your checking account or if any transaction has overdrawn your Checking Account on a business day, we do not round up purchases posted on that business day and we cancel the Keep the Change® transfer for that day.
You can view a summary of your Keep the Change® savings in Online Banking.
Not an Online Banking customer? Enroll in Online Banking today
Schedule an appointment or call 800.432.1000 (Mon-Fri 8 a.m.-11 p.m. or Sat-Sun 8 a.m.-8 p.m., all times ET. Outside the U.S. call 1.315.724.4022 (international collect; cell phone roaming charges may apply).
Round each purchase to the nearest dollar and turn spare change into savings
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