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Keep the Change FAQs

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What is Keep the Change®?

Keep the Change rounds up each purchase to the nearest dollar and turns spare change into savings.

Learn how Keep the Change works

What do I need to enroll in the Keep the Change® savings program?

To enroll in the Keep the Change savings program, you will need a Bank of America checking account and savings account, as well as a Bank of America debit card.

If you already have all three, you can enroll now in Keep the Change and start saving today.

How often are my round-ups transferred to my savings account?

The round-ups from your debit card purchases are accumulated and transferred daily from your checking account to your savings account. The total transfer will be displayed daily as a single transaction on your savings statement. However, if you do not have sufficient available funds in your checking account or if any transaction has overdrawn your Checking Account on a business day, we do not round up purchases posted on that business day and we cancel the Keep the Change® transfer for that day.

How can I keep track of my Keep the Change® savings?

You can view a summary of your Keep the Change® savings in Online Banking.

Sign in to Online Banking

Not an Online Banking customer? Enroll in Online Banking today

How do I stop my Keep the Change® savings program?

There are a few ways to cancel your participation in the Keep the Change savings program:

On your desktop

Sign in to Online Banking and cancel Keep the Change

Not an Online Banking customer? Enroll in Online Banking today

Contact us

Schedule an appointment or call 800.432.1000 (Mon-Fri 8 a.m.-11 p.m. or Sat-Sun 8 a.m.-8 p.m., all times ET. Outside the U.S. call 1.315.724.4022 (international collect; cell phone roaming charges may apply).

Round each purchase to the nearest dollar and turn spare change into savings

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