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Before You Apply

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Your application process should take around 10 minutes.

You're applying for:

 *
 

If your funds are coming by transfer from an account outside Bank of America, you will be notified by email within 12 business days.

If your funds are coming from another account at Bank of America, you will be notified by email within 1 - 2 business days.

There is a $250,000 maximum when opening online.

 

What you'll need to apply:

  • Social Security number and date of birth of all account holders
  • Phone number and email address
  • Physical U.S. address (no post office boxes)
  • Account information for funding your new account

Apply at a financial center if:

  • You have limited credit history, making identity verification difficult
  • You have had issues with your checking history
  • You are depositing more than $250,000 today
  • Schedule an appointment
Information for:

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Please enter the zip code for your home address so we can give you accurate rate and fee information for your location.