[Music in background throughout]
On screen copy:
Bank of America® logo
Mastercard logo
[Bank of America® branded credit card appears on screen. Baker in kitchen preparing colorful macaron cookies.]
The Bank of America Business Advantage Customized Cash Rewards credit card lets you earn more cash back in the category of your choice with no annual fee, even as your business evolves and your needs change.
On screen copy:
Choose a 3% cash back category:
- Gas stations & EV charging stations
- Office supply stores
- Travel
- TV/telecom & wireless
- Computer services
- Business consulting services
On screen disclosure:
For the first $50,000 in combined choice category/dining purchases annually, then 1% after that.
Choose one of six categories, and you'll earn 3% cash back on purchases in that category.
[White board reads “April goal: spread the word!”]
Like if you need to get out there and spread the word about what you do, you can choose to earn 3% cash back on travel purchases.
On screen copy:
3% cash back on Travel
On screen disclosure:
For the first $50,000 in combined choice category/dining purchases annually, then 1% after that.
[White board reads “May goal: get PR consulting.” Example spending list screen shown on Mobile Banking app.]
On screen disclosures:
You must go to the Mobile Banking app or Business Advantage 360, our small business online banking to change your category. Sequences shortened. Screen images simulated.
Then you can change your choice category once each calendar month for future purchases, adjusting with the direction of your spending.
On screen copy:
3% cash back on Business Consulting Services
On screen disclosure:
For the first $50,000 in combined choice category/dining purchases annually, then 1% after that.
So, you can maximize your cash rewards as your business grows.
[Example social media posts for the bakery are shown gaining popularity. White board reads: “June goal: Faster packaging + shipping.” Example spending list screen shown on tablet.]
On screen disclosures:
You must go to the Mobile Banking app or Business Advantage 360, our small business online banking to change your category. Sequences shortened. Screen images simulated.
Easily view a snapshot of your prior spending in each category and customize your 3% cash back category in a way that benefits you most.
On screen copy:
3% cash back at Office Supply Stores
2% cash back on Dining Purchases
1% cash back on All Other Purchases
On screen disclosure:
For the first $50,000 in combined choice category/dining purchases annually, then 1% after that.
You'll also automatically earn 2% cash back on dining purchases, and 1% cash back on all other purchases.
[Baker hangs a neon business sign in his new shop that reads “Bright Idea Macarons”.]
But you could earn even more.
On screen copy:
Bank of America® Preferred Rewards For Business logo
25% to 75% more cash back on every purchase
On screen disclosure:
Your rewards bonus is based on your Preferred Rewards for Business enrolled tier - Gold 25%, Platinum 50% or Platinum Honors 75%.
When you qualify for and enroll in Bank of America Preferred Rewards for Business, you could earn 25-to-75% more cash back on every purchase, possibly taking your earnings from this…to this.
On screen copy:
3% cash back in Choice Category
2% cash back on Dining Purchases
Unlimited 1% cash back on All Other Purchases
On screen disclosure:
For the first $50,000 in combined choice category/dining purchases each calendar year, then earn 1% plus Preferred Rewards for Business tiered bonus (if applicable).
On screen copy:
5.25% cash back in Choice Category
3.50% cash back on Dining Purchases
Unlimited 1.75% cash back on All Other Purchases
On screen disclosure:
For the first $50,000 in combined choice category/dining purchases each calendar year, then earn 1% plus Preferred Rewards for Business tiered bonus (if applicable).
Earning you more cash back on everything you purchase for your business. Plus, there's no annual fee, and your rewards don't expire as long as your account remains open.
[Macaron baker serving customers in his new shop]
Your business is constantly evolving. Keep up with its changing needs and earn cash back on your purchases with the Business Advantage Customized Cash Rewards credit card.
On screen copy:
Bank of America® logo
Mastercard logo
[Bank of America® branded credit card appears on screen]
What would you like the power to do? Bank of America.
On screen copy:
Bank of America® Business Advantage Customized Cash Rewards credit card
What would you like the power to do?®
Bank of America® logo
Apply now at bankofamerica.com/BusinessCashChoice
On screen disclosures:
Business Credit Cards:
Certain credit cards are eligible to receive the program bonus. Enrolled members with eligible cards will receive the program bonus of 25% for the Gold tier, 50% for the Platinum tier, or 75% for the Platinum Honors tier on each purchase. The Preferred Rewards for Business bonus for eligible cash rewards credit cards will be applied after all base and bonus cash rewards have been calculated on a purchase. For example, a $100 purchase that earns 3% ($3.00) will actually earn $3.75, $4.50 or $5.25 based on your tier when the purchase posts to your account. For all other eligible card types, a purchase that earns 100 points will actually earn 125, 150, or 175 points based on your tier when the purchase posts to your account. The Preferred Rewards for Business bonus is not applied to any account opening bonus, if applicable. Other terms and conditions apply. If you have an eligible card, please refer to your card’s Program Rules for details about how you will receive the Preferred Rewards for Business bonus. Program Rules are mailed upon account opening and are accessible through the rewards redemption site via Business Advantage 360, our small business online banking, or by calling the number on the back of your card. Most Bank of America® branded business rewards credit cards (such as our Unlimited Cash Rewards, Customized Cash Rewards, and Travel Rewards credit card products) are eligible to receive the program bonus as long as the card account is open with active charging privileges.
All credit card accounts are subject to credit approval and credit card account limits are subject to creditworthiness. Normal credit standards apply. Bank of America may prohibit use of an account to pay off or pay down another Bank of America account. Some restrictions may apply. Credit cards issued and administered by Bank of America, N.A.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.
"What would you like the power to do?", Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.
Bank of America, N.A. Member FDIC ©2025 Bank of America Corporation. All rights reserved.
[End of transcript]
