Mon-Fri 8 a.m. – 10 p.m. ET
Get the money your business needs
Purchase inventory and materials, refinance debt or finance account receivables.
Small Business Loans & Financing
Business Advantage Credit Line
An unsecured line of credit
- Use whenever funds are needed
- 2.99% limited-time fixed intro rateDisclosure † Interest rate
- No collateral required
- Monthly payments based on your balance
Business Advantage Term Loan
An unsecured term loan
- Receive funds as a one-time lump sum
- Competitive interest rates
- No collateral required
- Fixed payments over the life of loan
Advertised as low as rate is effective as of July 1, 2018 and is subject to change. Your actual interest rate may differ based on your creditworthiness, overall business relationship with Bank of America and line amount.
Business Advantage Auto Loan
Purchase or refinance the cars, vans and light trucks that help keep your business moving.
Keep your business rolling
Vehicle financing made easy with competitive rates and flexible terms.
Loan amount
From $10,000
Loan term
48 to 72 months
More small business loans
We'll help you get the financing you need with fast loan processing times and flexible terms.
Commercial real estate
Purchase the land or buildings your business needs as it grows.
Healthcare practice loans
Start or grow your practice with loans for doctors, dentists and veterinarians.
Equipment loans
Equip your business with the tools and machinery it needs to get work done.
Secured business line of credit
Finance recurring operating expenses with a secured line of credit.
Secured business loans
Fund a one-time expense with a secured business term loan.
Top FAQs
How long does the application process take?
Do I need to have an account with Bank of America to apply for small business financing?
