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Bank of America Merchant Services

Sell more. Get paid. Repeat.

Whether your business is new on the scene or a fixture in the marketplace, we can help. Our intuitive point-of-sale hardware and software, along with a simplified pricing plan, enable you to affordably accept credit cards and better manage your business. Receive cash rewards on your Bank of America Merchant Services monthly card processing volume when you qualify and enroll in Business Advantage Relationship Rewards. Learn more about Business Advantage Preferred Rewards.
Innovative POS Solutions + Simplified Pricing Plan = Doing Business Better

What you pay for processing

  • 2.7%
    Card Present
    (Swipe, Dip or Tap)
  • 3.5%
    + 15¢ per transaction
    Card Not Present
    (Phone, Mail, Hand-Keyed or Internet)

More for you at Bank of America Merchant Services

Your customers require options, a seamless payment experience, and above all, simplicity. As a leader in payments, eCommerce and security solutions, we can help you deliver that every day. We securely process more than 16.6 billion transactions across 705,000 merchant locations, providing the innovative and cost-effective solutions to help you succeed. Enjoy a suite of products and services that help you accept credit card payments, engage customers, and so much more.

Credit, debit and mobile device payments

Provide a wide variety of payment options for your customers and deliver a great checkout experience. We offer fast, easy and secure processing services for all major credit cards including Visa®, Mastercard®, American Express®, and Discover®. Swipe, dip or tap, we've got you covered.

Manage your cash flow

Access funds as soon as the next business day when you have a Bank of America business checking account.

Point-of-sale hardware and software

Save time and increase efficiency with the latest technology. Choose from 100+ apps to help you manage critical functions such as inventory, scheduling and reporting.

Helping you save on fees

There is no monthly fee on your Bank of America Business Advantage Checking account when you also have an active Merchant Services account.

U.S.-based 24/7 customer service

Enjoy peace of mind knowing help is ready whenever you need it, day or night.

Advanced security tools

TransArmor® Data Protection is the ultimate protection against card data theft. Dual layers of security—encryption and tokenization—assure that when a transaction is made with your POS device, the cardholder's full card number never enters your environment.

Browse all solutions or select your industry for recommendations

Purchase of solutions below requires a merchant processing agreement with Bank of America Merchant Services

Clover® Station

From $1,245

Good for you if: you need a comprehensive countertop solution that integrates management and payments.

Clover® Mini

From $

Good for you if: you prefer a comprehensive system with a payment device, cash register and high-speed printer.

Clover® Mobile

From $

Good for you if: you need a mobile, handheld device to take payments virtually wherever your customers are.

Clover® Flex

From $

Good for you if: you prefer a portable solution with a built-in printer.

Clover® Go

From $

Good for you if: you want to take card payments virtually anywhere with your smartphone or tablet.

FD130

From $

Good for you if: you need to accept card payments, but don't need a full point of sale system.

eCommerce

Good for you if: you want to accept payments online or via an app.

Switching credit card payment processors?

Whether you’re unhappy with your current payment processor or just want a second opinion, our experienced and knowledgeable Business Consultants can help.

Already have a POS device?

We get it. Small business owners watch the bottom line and avoid unnecessary expenses. That’s just good business sense. We'll work with you to determine if your device can be used with our card processing services. If it won’t work, we'll recommend a POS solution to meet your needs. Getting up and running is easier than you think!

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