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Fixed CD

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Confirm CD term and amount

To open this account, choose your CD term and amount in the Rates section then select Display rates.

Go to Rates section

Why choose a Fixed Term CD from Bank of America?

Save on your timeline

Choose a term that works for you — from 28 days to 10 years.

Start with a low opening balance

Open with as little as $1,000. Interest is compounded and credited monthly.adatext

FDIC insurance

FDIC insurance up to the applicable limits.
Learn more about FDIC insurance

Easy, automatic renewals

Automatically renews to a Fixed Term CD of the same term. You'll get a maturity notice beforehand in case you'd rather redeem your CD.adatext

Rates

Rates , open

Fixed CDTerms available for Fixed Term CD:Fixed Term CD

Fixed CD

Before we open your Fixed Term CD, choose your:

Terms available for Fixed Term CD:

Fixed Term CD ( )

AmountInterest RateAPYAnnual Percentage Yield (APY)

Open now

AmountInterest RateAPYAnnual Percentage Yield (APY)adatext

Rates

Choose the desired term then the deposit amount to see rate options.
AmountInterest RateAPYAnnual Percentage Yield (APY)adatext

Fees

Fees , open

Annual Fee

  • $0

Transfer Fees

  • $0

Withdrawal Penaltyadatext

Fees

Annual FeeTransfer FeesWithdrawal Penaltyadatext
  • $0
  • $0

View a complete list of fees

Why bank with us?

Why bank with us? , open

Safety and security

For 9 years in a row, Bank of America was recognized as having the Best Overall Identity Safety in Banking by Javelin Strategy & Research, the nation's leading provider of financial institution research.adatext

A convenient mobile app  adatext

Keep track of your balance and accrued interest on the go. Sign in safely and quickly with fingerprint sign-in or Touch ID.®adatext

A broad network of support

We're here for you anytime, almost anywhere with 24/7 online access and thousands of financial centers.

Rewarding relationships

Qualifying members can earn more rewards with their everyday banking. Learn more about Preferred Rewards.

Why bank with us?

Safety and security

For 9 years in a row, Bank of America was recognized as having the Best Overall Identity Safety in Banking by Javelin Strategy & Research, the nation's leading provider of financial institution research.adatext

A broad network of support

We're here for you anytime, almost anywhere with 24/7 online access and thousands of financial centers.

A convenient mobile app  adatext

Keep track of your balance and accrued interest on the go. Sign in safely and quickly with fingerprint sign-in or Touch ID.®adatext

Rewarding relationships

Qualifying members can earn more rewards with their everyday banking. Learn more about Preferred Rewards.
Information for:

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Enter your zip code

Please enter the zip code for your home address so we can give you accurate rate and fee information for your location.