You’ll need some basic business and personal information to submit an application. See what you'll need to apply.
Yes. If you have a Small Business Online Banking login you can apply for an unsecured business loan and unsecured business line of credit online.
- You can apply online at any time for a small business auto loan.
You can apply for all small business financing products by scheduling an appointment by phone or in person with a business lending specialist.
Our team will work closely with you to make sure your financing is in hand as soon as possible. Factors such as type of loan, type of collateral and the speed of documentation back and forth can affect the overall timeline.
No, you can apply with a business lending specialist without a Bank of America account. To apply online for an unsecured business loan and unsecured business line of credit you’ll need to login with your Small Business Online Banking login.
Bank of America business financing requires that your business be under current ownership for at least 2 years. If you have not been in business for 2 years, learn more about SBA Loans.
While each specific situation is different, in most cases we can make those adjustments to your application as needed with very minimal impact to your application timeline.