Commercial Real Estate Loans & Property Financing

Loans from $25,000

Buy, refinance or use your equity

Get started

Buy, refinance or use your equity

Get started Get started

Loan amount

from $25,000

Rates

Interest rate

as low as 6.00%^{Disclosure † Fixed rates}

Terms

Loan terms

up to 10 years

with balloon
payment

up to 15 years

with full
amortization

Origination fee

Fees

0.75%^adatext

of amount financed

Loan amount

from $25,000

Rates

Interest rate

as low as 6.00%^{Disclosure † Fixed rates}

Terms

Loan terms

up to 10 years

with balloon
payment

up to 15 years

with full
amortization

Origination fee

Fees

0.75%^adatext

of amount financed

Why use a commercial real estate loan?

Purchase the commercial property^adatext your business needs or refinance to improve your cash flow.

Qualifications:

Minimum 2 years in business under existing ownership
Minimum $250,000 in annual revenue

Get rewarded for your banking choices^adatext

Apply for an eligible Small Business loan or line of credit including a Small Business Administration (SBA) loan and reduce your rate by up to 0.25% when you transfer balances to Bank of America prior to closing. Learn More about balance transfer rate reduction

Special benefit for veterans:

Take advantage of a 25% discount on loan administration or origination fees.^adatext,Offer valid for veterans of the U.S. Armed Forces on new credit facility applications submitted in Small Business.

Advertised as low as rate is effective as of June 2^nd, 2025 and is subject to change. Your actual interest rate may differ based on your creditworthiness, overall business relationship with Bank of America and line amount. Subject to credit approval; some restrictions may apply.

Loan amount

from $25,000

Rates

Interest rate

as low as 6.00%^{Disclosure † Fixed rates}

Terms

Loan terms

up to 10 years

with balloon
payment

up to 15 years

with full
amortization

Origination fee

Fees

0.75%^adatext

of amount financed

Loan amount

from $25,000

Rates

Interest rate

as low as 6.00%^{Disclosure † Fixed rates}

Terms

Loan terms

up to 10 years

with balloon
payment

up to 15 years

with full
amortization

Origination fee

Fees

0.75%^adatext

of amount financed

Qualifications:

Minimum 2 years in business under existing ownership
Minimum $250,000 in annual revenue

Get rewarded for your banking choices^adatext

Special benefit for veterans:

Take advantage of a 25% discount on loan administration or origination fees.^adatext
Offer valid for veterans of the U.S. Armed Forces on new credit facility applications submitted in Small Business.

Get started

Calculate your monthly loan payment

Loan Amount

Enter $ amount.

Interest Rate

months

Get more with Preferred Rewards

Preferred Rewards for Business members can get an interest rate discount of 0.25%-0.50% for new Commercial Real Estate loans, based upon your tier at time of application.^adatext

Learn more about Preferred Rewards for Business

Get more with Preferred Rewards

What to Expect

Get ready

Prepare your business and personal information. See what you'll need to apply.

Apply

Complete an application in person or over the phone.

Grow your business

Work with a specialist to finalize your line or loan and get the financing you need.

Get Started

Small Business Administration (SBA) financing^adatext

Bank of America financing guaranteed by the SBA may be right for your business. SBA 504 (suitable for commercial real estate loans of $350,000 and above), SBA 7(a) and SBA Express programs generally provide you with lower down payments and longer financing terms.

Learn more about SBA loans