Commercial Real Estate Loans & Property Financing

Loans from $25,000

Buy, refinance or use your equity

Get started

Buy, refinance or use your equity

Get started Get started

Loan amount

from $25,000

Rates

Interest rate

as low as 4.75%^{Disclosure † Fixed rates}

Terms

Loan terms

up to 10 years

with balloon
payment

up to 15 years

with full
amortization

Origination fee

Fees

0.75%

of amount financed

Loan amount

from $25,000

Rates

Interest rate

as low as 4.75%^{Disclosure † Fixed rates}

Terms

Loan terms

up to 10 years

with balloon
payment

up to 15 years

with full
amortization

Origination fee

Fees

0.75%

of amount financed

Why use a commercial real estate loan?

Purchase the land or commercial property your business needs.
Leverage your equity to expand or remodel as your business grows.

Qualifications:

Minimum 2 years in business under existing ownership
Minimum $250,000 in annual revenue

Limited-Time Offer on fixed rate Secured Term Loans:

Get a fixed rate secured term loan with a 2.99% introductory interest rate for the first 12 months, plus fee waivers on appraisals and originations.
Loans from $100,000.
Apply by September 30, 2022 and close and fund by January 31, 2023

Special benefit for veterans:

Take advantage of a 25% discount on loan administration or origination fees.
Offer valid for veterans of the U.S. Armed Forces on new credit facility applications submitted in Small Business.

Important rate and payment information disclosure expanded disclosure collapsed

Advertised as low as rate is effective as of September 1, 2022 and is subject to change. Your actual interest rate may differ based on your creditworthiness, overall business relationship with Bank of America and line amount. Subject to credit approval; some restrictions may apply.

Loan amount

from $25,000

Rates

Interest rate

as low as 4.75%^{Disclosure † Fixed rates}

Terms

Loan terms

up to 10 years

with balloon
payment

up to 15 years

with full
amortization

Origination fee

Fees

0.75%

of amount financed

Loan amount

from $25,000

Rates

Interest rate

as low as 4.75%^{Disclosure † Fixed rates}

Terms

Loan terms

up to 10 years

with balloon
payment

up to 15 years

with full
amortization

Origination fee

Fees

0.75%

of amount financed

Qualifications:

Minimum 2 years in business under existing ownership
Minimum $250,000 in annual revenue

Limited-Time Offer on fixed rate Secured Term Loans:

Get a fixed rate secured term loan with a 2.99% introductory interest rate for the first 12 months, plus fee waivers on appraisals and originations.
Loans from $100,000.
Apply by September 30, 2022 and close and fund by January 31, 2023

Special benefit for veterans:

Take advantage of a 25% discount on loan administration or origination fees.
Offer valid for veterans of the U.S. Armed Forces on new credit facility applications submitted in Small Business.

Important rate and payment information disclosure expanded disclosure collapsed

Get started

Calculate your monthly loan payment

Loan Amount

Interest Rate

months

Preferred Rewards for Business clients can save even more with interest rate discounts of

0.25%

Gold

0.35%

Platinum

0.50%

Platinum Honors

Learn more about Preferred Rewards for Business

Preferred Rewards for Business clients can save even more with interest rate discounts of

0.25%

Gold

0.35%

Platinum

0.50%

Platinum Honors

Learn more about Preferred Rewards for Business

Buy, Refinance, or Expand Today

Apply

Complete an application in-person or over the phone.

Finalize Terms

We'll work together to determine your loan amount and terms.

Gather financials

A lending specialist will work with you to gather any financial documentation needed.

Get Started

Small Business Administration (SBA) financing

Bank of America financing guaranteed by the SBA may be right for your business. SBA 504 (suitable for commercial real estate loans of $350,000 and above), SBA 7(a) and SBA Express programs generally provide you with lower down payments and longer financing terms.

Learn more about SBA loans