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Dental Practice Loans

Features and benefits

Interest-only and graduated payment structures available with up to 100% financing on startup loans. On project-related loans, a dedicated project manager will be assigned to make payments to suppliers on your behalf. If you are an established owner, you may qualify for the option to receive funds all at once to self-manage your project.

Limited time offers

Practice acquisition and debt consolidation

1.00% for the first 18 months with a competitive rate through maturity that you will know up front

  • Acquisitions include partnership buy-ins & second-locations, plus you can consolidate your debt into one loan – but promotions are available separately or combined for maximum benefit
  • Flexible loan terms up to 15 years with a minimum loan amount of $250,000 to improve cash flow of practice
  • Applications must be received from September 1, 2020 to December 1, 2020, and the loan closed by January 31, 2021

Established practice project promotion

1.00% for the first 18 months with a competitive rate through maturity that you will know up front

  • Loan types that qualify are expansions, practice remodels, relocations and additional locations
  • Flexible loan terms up to 15 years with a minimum loan amount of $250,000 to improve cash flow of practice
  • Established project loan applications must be received from September 1, 2020 to December 1, 2020, and interim project opened by January 31, 2021, to be eligible for promotion

Equipment promotion

0% for the first 6 months with a competitive rate through maturity that you will know up front

  • Upgrade or expand with new equipment or software with loans up to $250,000
  • Flexible repayment options with no prepayment restrictions
  • Apply from September 1, 2020 to December 1, 2020, and close by January 31, 2021

Benefit for veterans

Take advantage of a 25% discount on loan administration or origination fees. Offer valid for veterans of the U.S. Armed Forces on new credit facility applications in Small Business.

Start a new practice

  • Finance construction
  • Fund project expenses
  • Get working capital

Expand a practice

  • Purchase equipment
  • Remodel your office
  • Add a new location

Acquire a practice

  • Ensure a smooth transition
  • Get working capital
  • Multiple practice financing

Qualifications

Requirements vary based on type of financing you are seeking
Call 800.497.6076 to speak with a Practice Specialist

 

Qualifications

Requirements vary based on type of financing you are seeking
Call 800.497.6076 to speak with a Practice Specialist
 
 

Preferred Rewards for Business clients can save even more with interest rate discounts of

Preferred Rewards for Business clients can save even more with interest rate discounts of

0.25%

Gold

0.30%

Platinum

0.35%

Platinum Honors

 

Preferred Rewards for Business clients can save even more with interest rate discounts of

Preferred Rewards for Business clients can save even more with interest rate discounts of

0.25%

Gold

0.30%

Platinum

0.35%

Platinum Honors

 
 
 

We’re here to help

Call 800.497.6076 to speak with a Practice Specialist

Call 800.497.6076 to speak with a Practice Specialist

We’ll work with you to develop a financial solution to move your business forward, whether it’s to start a new practice, expand your current or buy an existing one.

Practice Heartbeat®

Complimentary when you start or purchase a practice for the first time.
Practice specialists will help you:
  • Determine your practice performance based upon revenue projections
  • Deliver a comprehensive evaluation of your practice
  • Offer business strategies to help you improve
 

Events & trade shows

Bank of America Practice Specialists appear at major trade shows so you can discuss your financing needs with them directly. We also hold symposiums so you can deepen your knowledge about various issues important to your professional success. Use this page to find an event near you.

Jan 23 - 25, 2020

Rocky Mountain Dental Convention, Colorado Convention Ctr., Denver, CO

Jan 30 - Feb 01, 2020

Yankee Dental Congress, Boston Convention Ctr., Boston, MA

Feb 20 - 21, 2020

Star of the South Dental Meeting, G. R. Brown Convention Ctr., Houston, TX

Connect with us

800.497.6076

Mon-Thu 8 a.m. – 8 p.m. ET
Fri 8 a.m. – 7 p.m. ET

Mon-Thu 8 a.m. – 8 p.m. ET
Fri 8 a.m. – 7 p.m. ET