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Business Advantage
Dental Practice Loans
Practice Solutions: Loans for Dentists
Loan amount
Loan amount
up to $5 million
Loan amount
Loan amount
up to $5 million
Save on financing to help your practice grow
Features and benefits
Interest-only and graduated payment structures are available for startup loans. On project-related loans, a dedicated project manager will be assigned to make payments to suppliers on your behalf. If you are an established owner, you may qualify for the option to receive funds all at once to self-manage your project.
Limited time offers
Practice Start-up Loan Promotion
2.99% for the Life of the Loan
- All-inclusive financing that addresses everything from office design and equipment installation to training, supplies and working capital
- Complimentary Practice Heartbeat program enrollment
- Applications must be received from July 1, 2021, to December 31, 2021, and interim projects opened by April 30, 2022
Commercial real estate promotions
Get a 2.49% interest rate for the first 12 months on commercial real estate loans — including SBA.
- Loans from $100,000.
- Apply by December 31, 2021 and close and fund by April 30, 2022..
Practice Equipment Loan Promotion
3.89% for the Life of the Loan
- Benefit from affordable equipment financing with terms that work for you
- Financing up to $150,000, with limited documentation
- Applications must be received from August 16, 2021, to December 31, 2021, and booked and funded by January 31, 2022
PSA Loan Promotional Offer
1.89% Interest Rate for the First Two Years
- Financing solutions to help first-time or established owners acquire additional locations
- Principal reduction and early payoff options
- Fixed rates and flexible terms, up to 15 years
- Excludes: Start-ups, Established projects, Debt Consolidation, Commercial Real Estate, and Jumpstarts
- Applications must be received from September 20, 2021, to March 31, 2022, and must book and fund by June 30, 2022
Start a new practice
- Finance construction
- Fund project expenses
- Get working capital
Expand a practice
- Purchase equipment
- Remodel your office
- Add a new location
Acquire a practice
- Ensure a smooth transition
- Get working capital
- Multiple practice financing
Qualifications
Requirements vary based on type of financing you are seeking
Call 800.497.6076 to speak with a Practice Specialist
Purchase or refinance office space
Conventional or SBA financing options for commercial real estate
Purchase equipment
Get the money you need to update or expand your practice.
Consolidate debt
Improve your cash flow by consolidating bills into one low monthly payment.
We’re here to help
Call 800.497.6076 to speak with a Practice Specialist
Call 800.497.6076 to speak with a Practice Specialist
We’ll work with you to develop a financial solution to move your business forward, whether it’s to start a new practice, expand your current or buy an existing one.
A trusted provider
Bank of America is endorsed by more state dental associations than any other lender.
Doctor home loans
Our Doctor Home loan program was specifically designed with licensed and practicing dentists in mind.
Find out more about doctor loans about the features and benefits of this special offer.
Events & trade shows
Bank of America Practice Specialists appear at major trade shows so you can discuss your financing needs with them directly. We also hold symposiums so you can deepen your knowledge about various issues important to your professional success. Use this page to find an event near you.
Jun 25 - 27, 2021
American Association of Orthodontists, Virtual Conference Event
Oct 07 - 08, 2021
Central NY Dental (5th District), The Oncenter, Syracuse, NY
Oct 10 - 13, 2021
ADA SmileCon (new name) Las Vegas, Mandalay Bay Resort & Casino, Las Vegas, NV
Nov 26 - Dec 01, 2021
Greater New York Dental Meeting, Javits Convention Ctr., New York, NY
