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Business Advantage
Dental Practice Loans
Practice Solutions: Loans for Dentists
Loan amount
Loan amount
up to $5 million
Loan amount
Loan amount
up to $5 million
Save on financing to help your practice grow
Features and benefits
Interest-only and graduated payment structures available with up to 100% financing on startup loans. On project-related loans, a dedicated project manager will be assigned to make payments to suppliers on your behalf. If you are an established owner, you may qualify for the option to receive funds all at once to self-manage your project.
Limited time offers
Practice acquisition and debt consolidation
1.00% for the first 18 months with a competitive rate through maturity that you will know up front
- Acquisitions include partnership buy-ins & second-locations, plus you can consolidate your debt into one loan – but promotions are available separately or combined for maximum benefit
- Flexible loan terms up to 15 years with a minimum loan amount of $250,000 to improve cash flow of practice
- Applications must be received from September 1, 2020 to March 31, 2021, and the loan closed by June 30, 2021
Established practice project promotion
1.00% for the first 18 months with a competitive rate through maturity that you will know up front
- Loan types that qualify are expansions, practice remodels, relocations and additional locations
- Flexible loan terms up to 15 years with a minimum loan amount of $250,000 to improve cash flow of practice
- Established project loan applications must be received from September 1, 2020 to March 31, 2021, and interim project opened by June 30, 2021, to be eligible for promotion
Equipment promotion
0% for the first 6 months with a competitive rate through maturity that you will know up front
- Upgrade or expand with new equipment or software with loans up to $250,000
- Flexible repayment options with no prepayment restrictions
- Apply from September 1, 2020 to March 31, 2021, and close by June 30, 2021
Get a 1.00% interest rate for the first 18 months on qualifying Small Business conventional and SBA commercial real estate loans. Loans from $100,000. Apply by February 28, 2021 and close by June 30, 2021.
Start a new practice
- Finance construction
- Fund project expenses
- Get working capital
Expand a practice
- Purchase equipment
- Remodel your office
- Add a new location
Acquire a practice
- Ensure a smooth transition
- Get working capital
- Multiple practice financing
Qualifications
Requirements vary based on type of financing you are seeking
Call 800.497.6076 to speak with a Practice Specialist
Purchase or refinance office space
Conventional or SBA financing options for commercial real estate
Purchase equipment
Get the money you need to update or expand your practice.
Consolidate debt
Improve your cash flow by consolidating bills into one low monthly payment.
We’re here to help
Call 800.497.6076 to speak with a Practice Specialist
Call 800.497.6076 to speak with a Practice Specialist
We’ll work with you to develop a financial solution to move your business forward, whether it’s to start a new practice, expand your current or buy an existing one.
A trusted provider
Bank of America is endorsed by more state dental associations than any other lender.
Events & trade shows
Bank of America Practice Specialists appear at major trade shows so you can discuss your financing needs with them directly. We also hold symposiums so you can deepen your knowledge about various issues important to your professional success. Use this page to find an event near you.
Jan 23 - 25, 2020
Rocky Mountain Dental Convention, Colorado Convention Ctr., Denver, CO
Jan 30 - Feb 01, 2020
Yankee Dental Congress, Boston Convention Ctr., Boston, MA
Feb 20 - 21, 2020
Star of the South Dental Meeting, G. R. Brown Convention Ctr., Houston, TX
Feb 20 - 22, 2020
Chicago Dental Society Mid-Winter Meeting, McCormick Place Conv. Ctr., Chicago, IL
Mar 06 - 07, 2020
California Society of Pediatric Dentistry Meeting, Fairmont Hotel San Francisco, San Francisco, CA
Mar 19 - 21, 2020
Thomas P. Hinman Dental Meeting, Georgia World Congress Ctr., Atlanta, GA
Mar 25 - 25, 2020
Big Apple Dental Meeting, Sheraton Mahwah Hotel, Mahwah, NJ
Mar 26 - 27, 2020
Utah Dental Convention, Salt Palace Convention Ctr., Salt Lake City, UT
Mar 31 - Apr 01, 2020
Greater Long Island Dental Meeting, Hilton Hotel Melville, Melville, NY
Apr 02 - 03, 2020
Oklahoma Dental Association Annual Session, Double Tree Hotel, Tulsa, OK
Apr 02 - 04, 2020
Oregon Dental Conference, Oregon Convention Ctr., Portland, OR
Apr 02 - 04, 2020
Western Regional Dental Convention, Renaissance Glendale Hotel, Glendale, AZ
Apr 16 - 17, 2020
Montana Dental Association's Annual Meeting, Big Sky Resort, Missoula, MT
Apr 23 - 25, 2020
MDA's Star of the North Meeting, St. Paul RiverCentre, St. Paul, MN
Apr 30 - May 02, 2020
Michigan Dental Association Annual Session, Lansing Center, Lansing, MI
May 01 - 04, 2020
American Assoc. of Orthodontists Annual Session, Georgia World Congress Ctr., Atlanta, GA
May 07 - 08, 2020
Charter Oak Dental Annual Meeting, Mohegan Sun Resort Casino, Montville, CT
May 07 - 09, 2020
Texas Dental Meeting, H. B. Gonzalez Conv. Ctr., San Antonio, TX
May 14 - 15, 2020
North Carolina Dental Annual Session, Kingston Plantation, Myrtle Beach, SC
May 14 - 15, 2020
Saratoga Dental Congress, Saratoga Springs Conv. Ctr., Saratoga Springs, NY
May 14 - 16, 2020
CDA Presents 2018 Anaheim, Anaheim Convention Center, Anaheim, CA
May 14 - 16, 2020
New Hampshire Dental, Inn at Church Landings, Meredith, NH
May 22 - 24, 2020
AA Pediatric Dentistry Annual Session, Music City Center, Nashville, TN
Jun 05 - 07, 2020
Tennessee Dental Association's Annual Session, Franklin Marriott Cool Springs, Franklin, TN
Jun 10 - 13, 2020
Indiana Dental Association Annual Session, French Lick Resort, French Lick, IN
Jul 16 - 17, 2020
Georgia Dental Association Annual Session, Ritz Carlton Amelia Island, Amelia Island, FL
