Plus monthly fee waivers on Bank of America small business checking and savings accounts
Business Advantage Relationship Rewards clients also enjoy no fees for:
- ATM or debit card replacement
- Cashier’s checks, check images, check copies and stop payments
- Overdraft protection transfers
- Incoming domestic wire transfers
- Incoming international wire transfers (Platinum and Platinum Honors clients only)
- Online outbound wires (up to 4 per statement cycle; Platinum Honors clients only)
Get a Rewards Bonus on eligible business card purchases
With the Business Advantage Cash Rewards credit cards, you’ll earn 1.25%, 2.5% and 3.75% on every purchase you make. With the Business Advantage Travel Rewards credit card, you’ll earn an unlimited 1.87 points on all purchases — everywhere, every time.
Review card eligibility guidelines layer
If you don’t have a business card that qualifies, visit our Business Advantage Cash Rewards or Business Advantage Travel Rewards credit card page.
Gold
Platinum
Platinum Honors
Don't just get paid fast — get paid more
Get more money back the more business you do with a percentage-based reward. We calculate your Cash Rewards on Bank of America Merchant Services processing using the total amount you process monthly.
For example, if you’re a Business Advantage Relationship Rewards client at the Gold tier level and you process $10,000 through Bank of America Merchant Services during a month, you would earn $5 cash back into your small business checking account.
Gold
Platinum
Platinum Honors
Make your business savings work even harder
Get a higher interest rate on a Business Advantage Savings account.
If you’re a Business Advantage Relationship Rewards client at the Platinum Honors tier level and you have a Business Advantage Savings account that provides you with a 0.02% interest rate, your 20% rate booster would increase the interest rate to 0.024%. (This interest rate is for illustration purposes only; visit our Business Advantage Savings page for current rates.)
Gold
Platinum
Platinum Honors
Get a competitive rate on new business financing
With a Business Advantage Credit Line, Term Loan or Secured Lending account you can purchase inventory and materials, refinance debt or finance account receivables — and get an interest rate discount.
If you’re a Business Advantage Relationship Rewards client at the Platinum tier level and you qualify for a new credit line or term loan with a 6.00% fixed interest rate, your 0.50% interest rate discount would lower your interest rate to 5.50%. (This interest rate is for illustration purposes only.)
Learn more about small business financing, loans and funding
Gold
Platinum
Platinum Honors
Get a new auto loan at an even lower rate
Purchase or refinance the cars, vans and light trucks you need to keep your business rolling — and get an interest rate discount.
If you’re a Business Advantage Relationship Rewards client at the Platinum Honors tier level and you qualify for a Business Advantage Auto Loan with a 2.99% APR interest rate, your 0.50% interest rate discount would lower your interest rate to 2.49% APR. (This interest rate is for illustration purposes only. Interest rate will be based on your creditworthiness. Low or as low as interest rate is subject to change.)
Gold
Platinum
Platinum Honors
Get a competitive rate on your real estate loan
Purchase the land or commercial property your business needs or leverage your equity to expand or remodel as your business grows — and get an interest rate discount.
If you’re a Business Advantage Relationship Rewards client at the Platinum Honors tier level and you qualify for a Commercial Real Estate Loan with a 4.25% APR interest rate, your 0.50% interest rate discount would lower your interest rate to 3.75% APR. (This interest rate is for illustration purposes only.)
Gold
Platinum
Platinum Honors
Get full service payroll and save on the monthly fee
Bank of America offers options for your small business to help simplify payroll administration and other human resource tasks. We want to help save you time and effort so you can focus on what’s important — your business.
If you’ve enrolled through Bank of America to receive full service payroll services from a Bank of America approved provider (currently ADP and Intuit), then you’re eligible to receive a Full Service Payroll Refund on the cost of the monthly service fee.
Gold
Platinum
Platinum Honors
Customized financing for your practice — at a lower rate
Dentists, veterinarians, optometrists and physicians have specific needs. Our Practice Specialists will work with you to help you get Practice Solutions business line of credit or term loan — at an even lower rate.
If you’re a Business Advantage Relationship Rewards client at the Platinum Honors tier level and you qualify for a practice loan with a 4.25% APR interest rate, your 0.35% interest rate discount would lower your interest rate to 3.90% APR. (This interest rate is for illustration purposes only. Interest rate will be based on your creditworthiness. Low or as low as interest rate is subject to change.)
Gold
Platinum
Platinum Honors
Use non-Bank of America ATMs — without a fee
Bank of America has thousands of ATMs, drive-up ATMs and 24-hour ATMs nationwide. But if you find yourself in a place where one of our ATMs isn’t convenient for you, no worries: If you’re a Business Advantage Relationship Rewards client at the Platinum or Platinum Honors tier level, you’ll be able to make no-fee withdrawals, balance inquiries or balance transfers at non-Bank of America ATMs (1 per statement cycle for Platinum, unlimited for Platinum Honors).
Gold
(1 per billing cycle)
Platinum
Platinum Honors
Our team has you covered
All Business Advantage Relationship Rewards clients enjoy priority client service through 888.BUSINESS (888.287.4637) and Merrill Edge® Advising. Not only do you get access to a dedicated team of specialists available to handle your product and service needs, but you’re eligible for a complimentary financial review of your business from Merrill Edge®.
Plus, if you’re a Platinum Honors tier level client: You’ll also benefit from an annual relationship review with a Small Business Specialist who will be able to focus on the unique needs of your specific business.
Gold
Platinum
Platinum Honors
online investing
Merrill Edge® is ready to work for your business
Gold
Platinum
Platinum Honors
Plus monthly fee waivers on Bank of America small business checking and savings accounts
Business Advantage Relationship Rewards clients also enjoy no fees for:
- ATM or debit card replacement
- Cashier’s checks, check images, check copies and stop payments
- Overdraft protection transfers
- Incoming domestic wire transfers
- Incoming international wire transfers (Platinum and Platinum Honors clients only)
- Online outbound wires (up to 4 per statement cycle; Platinum Honors clients only)
- See the Business Schedule of Fees for more information
Get a Rewards Bonus on eligible business card purchases
With the Business Advantage Cash Rewards credit cards, you'll earn 1.25%, 2.5% and 3.75% on every purchase you make. With the Business Advantage Travel Rewards credit card, you'll earn an unlimited 1.87 points on all purchases — everywhere, every time.
Review card eligibility guidelines layer
If you don't have a business card that qualifies, visit our Business Advantage Cash Rewards or Business Advantage Travel Rewards credit card page.
Gold
Platinum
Platinum Honors
Don't just get paid fast — get paid more
Get more money back the more business you do with a percentage-based reward. We calculate your Cash Rewards on Bank of America Merchant Services processing using the total amount you process monthly.
For example, if you’re a Business Advantage Relationship Rewards client at the Gold tier level and you process $10,000 through Bank of America Merchant Services during a month, you would earn $5 cash back into your small business checking account.
Gold
Platinum
Platinum Honors
Make your business savings work even harder
Get a higher interest rate on a Business Advantage Savings account.
If you’re a Business Advantage Relationship Rewards client at the Gold tier level and you have a Business Advantage Savings Account that provides you with a .02% interest rate, your 5% rate booster would increase the interest rate to 0.03%. (This interest rate is for illustration purposes only; visit our Business Advantage Savings page for current rates.)
Gold
Platinum
Platinum Honors
Get a competitive rate on new business financing
With a Business Advantage Credit Line, Term Loan or Secured Lending account you can purchase inventory and materials, refinance debt or finance account receivables — and get an interest rate discount.
If you’re a Business Advantage Relationship Rewards client at the Gold tier level and you qualify for a new credit line or term loan with a 6.00% fixed interest rate, your 0.25% interest rate discount would lower your interest rate to 5.75%. (This interest rate is for illustration purposes only.)
Learn more about small business financing, loans and funding
Gold
Platinum
Platinum Honors
Get a new auto loan at an even lower rate
Purchase or refinance the cars, vans and light trucks you need to keep your business rolling — and get an interest rate discount.
If you’re a Business Advantage Relationship Rewards client at the Gold tier level and you qualify for a new Business Advantage Auto Loan with a 4.00% APR interest rate, your 0.25% interest rate discount would lower your interest rate to 3.75% APR. (This APR interest rate is for illustration purposes only.)
Gold
Platinum
Platinum Honors
Get a competitive rate on your real estate loan
Purchase the land or commercial property your business needs or leverage your equity to expand or remodel as your business grows — and get an interest rate discount.
If you’re a Business Advantage Relationship Rewards client at the Gold tier level and you qualify for a new commercial real estate loan with a 5.00% APR interest rate, your 0.25% interest rate discount would lower your interest rate to 4.75% APR. (This APR interest rate is for illustration purposes only.)
Gold
Platinum
Platinum Honors
Get full service payroll and save on the monthly fee
Bank of America offers options for your small business to help simplify payroll administration and other human resource tasks. We want to help save you time and effort so you can focus on what’s important — your business.
As a Business Advantage Gold tier client, if you’re enrolled through Bank of America to receive full service payroll services from a Bank of America provider (currently ADP and Intuit,) then you’re eligible to receive a $10 full service payroll refund on the cost of the monthly service fee.
Gold
Platinum
Platinum Honors
Customized financing for your practice — at a lower rate
Dentists, veterinarians, optometrists and physicians have specific needs. Our Practice Specialists will work with you to help you get Practice Solutions business line of credit or term loan — at an even lower rate.
If you’re a Business Advantage Relationship Rewards client at the Gold tier level and you qualify for a new practice loan loan with a 5.00% APR interest rate, your 0.25% interest rate discount would lower your interest rate to 4.75% APR. (This APR interest rate is for illustration purposes only.)
Gold
Platinum
Platinum Honors
Use non-Bank of America ATMs — without a fee
Bank of America has thousands of ATMs, drive-up ATMs and 24-hour ATMs nationwide. But if you find yourself in a place where one of our ATMs isn’t convenient for you, no worries: If you’re a Business Advantage Relationship Rewards client at the Platinum or Platinum Honors tier level, you’ll be able to make no-fee withdrawals, balance inquiries or balance transfers at non-Bank of America ATMs (1 per statement cycle for Platinum, unlimited for Platinum Honors).
Gold
(1 per billing cycle)
Platinum
Platinum Honors
Our team has you covered
All Business Advantage Relationship Rewards clients enjoy priority client service through 888.BUSINESS (888.287.4637) and Merrill Edge® Advising. Not only do you get access to a dedicated team of specialists available to handle your product and service needs, but you’re eligible for a complimentary financial review of your business from Merrill Edge®.
Plus, if you’re a Platinum Honors tier level client: You’ll also benefit from an annual relationship review with a Small Business Specialist who will be able to focus on the unique needs of your specific business.
Gold
Platinum
Platinum Honors
online investing
Merrill Edge® is ready to work for your business
Gold
Platinum
Platinum Honors
Plus monthly fee waivers on Bank of America small business checking and savings accounts
Business Advantage Relationship Rewards clients also enjoy no fees for:
- ATM or debit card replacement
- Cashier’s checks, check images, check copies and stop payments
- Overdraft protection transfers
- Incoming domestic wire transfers
- Incoming international wire transfers (Platinum and Platinum Honors clients only)
- Online outbound wires (up to 4 per statement cycle; Platinum Honors clients only)
- See the Business Schedule of Fees for more information
Get a Rewards Bonus on eligible business card purchases
With the Business Advantage Cash Rewards credit cards, you’ll earn 1.5%, 3% and 4.5% on every purchase you make. With the Business Advantage Travel Rewards credit card, you’ll earn an unlimited 2.25 points on all purchases — everywhere, every time.
Review card eligibility guidelines layer
If you don’t have a business card that qualifies, visit our Business Advantage Cash Rewards or Business Advantage Travel Rewards credit card page.
Gold
Platinum
Platinum Honors
Don't just get paid fast — get paid more
Get more money back the more business you do with a percentage-based reward. We calculate your Cash Rewards on Bank of America Merchant Services processing using the total amount you process monthly.
For example, if you’re a Business Advantage Relationship Rewards client at the Platinum tier level and you process $10,000 through Bank of America Merchant Services during a month, you would earn $10 cash back into your small business checking account.
Gold
Platinum
Platinum Honors
Make your business savings work even harder
Get a higher interest rate on a Business Advantage Savings account.
If you’re a Business Advantage Relationship Rewards client at the Platinum tier level and you have a Business Advantage Savings Account that provides you with a .02% interest rate, your 10% rate booster would increase the interest rate to 0.04%. (This interest rate is for illustration purposes only; visit our Business Advantage Savings page for current rates.)
Gold
Platinum
Platinum Honors
Get a competitive rate on new business financing
With a Business Advantage Credit Line, Term Loan or Secured Lending account you can purchase inventory and materials, refinance debt or finance account receivables — and get an interest rate discount.
If you’re a Business Advantage Relationship Rewards client at the Platinum tier level and you qualify for a new credit line or term loan with a 6.00% fixed interest rate, your 0.50% interest rate discount would lower your interest rate to 5.50%. (This interest rate is for illustration purposes only.)
Learn more about small business financing, loans and funding
Gold
Platinum
Platinum Honors
Get a new auto loan at an even lower rate
Purchase or refinance the cars, vans and light trucks you need to keep your business rolling — and get an interest rate discount.
If you’re a Business Advantage Relationship Rewards client at the Platinum tier level and you qualify for a new Business Advantage Auto Loan with a 4.00% APR interest rate, your 0.35% interest rate discount would lower your interest rate to 3.65% APR. (This APR interest rate is for illustration purposes only.)
Gold
Platinum
Platinum Honors
Get a competitive rate on your real estate loan
Purchase the land or commercial property your business needs or leverage your equity to expand or remodel as your business grows — and get an interest rate discount.
If you’re a Business Advantage Relationship Rewards client at the Platinum tier level and you qualify for a new commercial real estate loan with a 5.00% APR interest rate, your 0.35% interest rate discount would lower your interest rate to 4.65% APR. (This APR interest rate is for illustration purposes only.)
Gold
Platinum
Platinum Honors
Get full service payroll and save on the monthly fee
Bank of America offers options for your small business to help simplify payroll administration and other human resource tasks. We want to help save you time and effort so you can focus on what’s important — your business.
As a Business Advantage Platinum tier client, if you’re enrolled through Bank of America to receive full service payroll services from a Bank of America provider (currently ADP and Intuit,) then you’re eligible to receive a $15 full service payroll refund on the cost of the monthly service fee.
Gold
Platinum
Platinum Honors
Customized financing for your practice — at a lower rate
Dentists, veterinarians, optometrists and physicians have specific needs. Our Practice Specialists will work with you to help you get Practice Solutions business line of credit or term loan — at an even lower rate.
If you’re a Business Advantage Relationship Rewards client at the Platinum tier level and you qualify for a new practice loan with a 5.00% APR interest rate, your 0.30% interest rate discount would lower your interest rate to 4.70% APR. (This APR interest rate is for illustration purposes only.)
Gold
Platinum
Platinum Honors
Use non-Bank of America ATMs — without a fee
Bank of America has thousands of ATMs, drive-up ATMs and 24-hour ATMs nationwide. But if you find yourself in a place where one of our ATMs isn’t convenient for you, no worries: If you’re a Business Advantage Relationship Rewards client at the Platinum or Platinum Honors tier level, you’ll be able to make no-fee withdrawals, balance inquiries or balance transfers at non-Bank of America ATMs (1 per statement cycle for Platinum, unlimited for Platinum Honors).
Gold
(1 per billing cycle)
Platinum
Platinum Honors
Our team has you covered
All Business Advantage Relationship Rewards clients enjoy priority client service through 888.BUSINESS (888.287.4637) and Merrill Edge® Advising. Not only do you get access to a dedicated team of specialists available to handle your product and service needs, but you’re eligible for a complimentary financial review of your business from Merrill Edge®.
Plus, if you’re a Platinum Honors tier level client: You’ll also benefit from an annual relationship review with a Small Business Specialist who will be able to focus on the unique needs of your specific business.
Gold
Platinum
Platinum Honors
online investing
Merrill Edge® is ready to work for your business
Gold
Platinum
Platinum Honors
Plus monthly fee waivers on Bank of America small business checking and savings accounts
Business Advantage Relationship Rewards clients also enjoy no fees for:
- ATM or debit card replacement
- Cashier’s checks, check images, check copies and stop payments
- Overdraft protection transfers
- Incoming domestic wire transfers
- Incoming international wire transfers (Platinum and Platinum Honors clients only)
- Online outbound wires (up to 4 per statement cycle; Platinum Honors clients only)
- See the Business Schedule of Fees for more information
Get a Rewards Bonus on eligible business card purchases
With the Business Advantage Cash Rewards credit cards, you’ll earn 1.75%, 3.5% and 5.25% on every purchase you make. With the Business Advantage Travel Rewards credit card, you’ll earn an unlimited 2.62 points on all purchases — everywhere, every time.
Review card eligibility guidelines layer
If you don’t have a business card that qualifies, visit our Business Advantage Cash Rewards or Business Advantage Travel Rewards credit card page.
Gold
Platinum
Platinum Honors
Don't just get paid fast — get paid more
Get more money back the more business you do with a percentage-based reward. We calculate your Cash Rewards on Bank of America Merchant Services processing using the total amount you process monthly.
For example, if you’re a Business Advantage Relationship Rewards client at the Platinum Honors tier level and you process $10,000 through Bank of America Merchant Services during a month, you would earn $15 cash back into your small business checking account.
Gold
Platinum
Platinum Honors
Make your business savings work even harder
Get a higher interest rate on a Business Advantage Savings account.
If you’re a Business Advantage Relationship Rewards client at the Platinum Honors tier level and you have a Business Advantage Savings Account that provides you with a .02% interest rate, your 20% rate booster would increase the interest rate to 0.05%. (This interest rate is for illustration purposes only; visit our Business Advantage Savings page for current rates.)
Gold
Platinum
Platinum Honors
Get a competitive rate on new business financing
With a Business Advantage Credit Line, Term Loan or Secured Lending account you can purchase inventory and materials, refinance debt or finance account receivables — and get an interest rate discount.
If you’re a Business Advantage Relationship Rewards client at the Platinum Honors tier level and you qualify for a new credit line or term loan with a 6.00% fixed interest rate, your 0.75% interest rate discount would lower your interest rate to 5.25%. (This interest rate is for illustration purposes only.)
Learn more about small business financing, loans and funding
Gold
Platinum
Platinum Honors
Get a new auto loan at an even lower rate
Purchase or refinance the cars, vans and light trucks you need to keep your business rolling — and get an interest rate discount.
If you’re a Business Advantage Relationship Rewards client at the Platinum Honors tier level and you qualify for a new Business Advantage Auto Loan with a 4.00% APR interest rate, your 0.50% interest rate discount would lower your interest rate to 3.50% APR. (This APR interest rate is for illustration purposes only.)
Gold
Platinum
Platinum Honors
Get a competitive rate on your real estate loan
Purchase the land or commercial property your business needs or leverage your equity to expand or remodel as your business grows — and get an interest rate discount.
If you’re a Business Advantage Relationship Rewards client at the Platinum Honors tier level and you qualify for a new commercial real estate loan with a 5.00% APR interest rate, your 0.50% interest rate discount would lower your interest rate to 4.50% APR. (This APR interest rate is for illustration purposes only.)
Gold
Platinum
Platinum Honors
Get full service payroll and save on the monthly fee
Bank of America offers options for your small business to help simplify payroll administration and other human resource tasks. We want to help save you time and effort so you can focus on what’s important — your business.
As a Business Advantage Platinum Honors tier client, if you’re enrolled through Bank of America to receive full service payroll services from a Bank of America provider (currently ADP and Intuit,) then you’re eligible to receive a $20 full service payroll refund on the cost of the monthly service fee.
Gold
Platinum
Platinum Honors
Customized financing for your practice — at a lower rate
Dentists, veterinarians, optometrists and physicians have specific needs. Our Practice Specialists will work with you to help you get Practice Solutions business line of credit or term loan — at an even lower rate.
If you’re a Business Advantage Relationship Rewards client at the Platinum Honors tier level and you qualify for a new practice loan with a 5.00% APR interest rate, your 0.35% interest rate discount would lower your interest rate to 4.65% APR. (This APR interest rate is for illustration purposes only.)
Gold
Platinum
Platinum Honors
Use non-Bank of America ATMs — without a fee
Bank of America has thousands of ATMs, drive-up ATMs and 24-hour ATMs nationwide. But if you find yourself in a place where one of our ATMs isn’t convenient for you, no worries: If you’re a Business Advantage Relationship Rewards client at the Platinum or Platinum Honors tier level, you’ll be able to make no-fee withdrawals, balance inquiries or balance transfers at non-Bank of America ATMs (1 per statement cycle for Platinum, unlimited for Platinum Honors).
Gold
(1 per billing cycle)
Platinum
Platinum Honors
Our team has you covered
All Business Advantage Relationship Rewards clients enjoy priority client service through 888.BUSINESS (888.287.4637) and Merrill Edge® Advising. Not only do you get access to a dedicated team of specialists available to handle your product and service needs, but you’re eligible for a complimentary financial review of your business from Merrill Edge®.
Plus, if you’re a Platinum Honors tier level client: You’ll also benefit from an annual relationship review with a Small Business Specialist who will be able to focus on the unique needs of your specific business.
Gold
Platinum
Platinum Honors
online investing
Merrill Edge® is ready to work for your business
Gold
Platinum
Platinum Honors