Neighborhood Lending

Neighborhood Lending: A commitment to serve

We connect clients, real estate professionals, builders and homeownership education counselors with responsible lending products and services. Our goal is to deliver sustainable homeownership to low- and moderate-income and multicultural communities.

We offer a variety of home loans:

Fixed-rate mortgages

  • Set interest rate for the life of the loan

  • Your monthly payments of principal and interest remain the same for the life of the loan

Affordable Loan Solution® mortgage

  • Down payment as low as 3%

  • No mortgage insurance required

Adjustable-rate mortgages (ARMs)

  • Interest rate may change periodically during the loan term

  • Your monthly payment may increase or decrease based on interest rate changes

FHA & VA loans

  • Government loans from the Federal Housing Administration and the U.S. Department of Veterans Affairs

  • Low down payment options with flexible credit and income guidelines

Jumbo loans

  • For borrowers needing higher loan amounts

  • Available as fixed-rate or adjustable-rate loans

Resources to help build your business

You and your clients get dependable personalized service from our lending specialists who understand your specific needs and will be there to help every step of the way, from application to closing.

Expanding knowledge to make financial lives better

Monthly Insights®

Get up-to-date information on trends, products, services and more to support you and your clients.

Better Money Habits®

Practical knowledge and easy-to-understand videos to help manage personal finances, including buying a new home.

Homebuyer Insights Report

Explore the preferences and behaviors of homebuyers (based on a national survey of more than 1,000 adults).

Homebuyer Education

Articles, videos, mortgage payment and closing cost calculators, frequently asked questions and much more.

Homebuyer Education Curriculum

Tools and resources to help achieve financial literacy, establish or rehabilitate credit and more.

Connect to Own®

If your nonprofit organization is interested in becoming one of our approved homebuyer education providers, please review our Connect to Own® program brochure (PDF) and our Homebuyer Education Provider Assessment Form (PDF). If you'd like to learn more about the Connect to Own program, please email us.

Homebuyer Education Curriculum

Tools and resources to help achieve financial literacy, establish or rehabilitate credit and more.

Connect to Own®

If your nonprofit organization is interested in becoming one of our approved homebuyer education providers, please review our Connect to Own® program brochure (PDF) and our Homebuyer Education Provider Assessment Form (PDF). If you'd like to learn more about the Connect to Own program, please email us.

Your clients can manage their accounts and make payments using our top-rated Mobile Banking app and Online Banking