Learn about Mortgages, Refinancing and Home Equity from Bank of America

Knowing more about home loans can help you better manage your financial life.

Understand your mortgage options

With so many different types of mortgages available, choosing the right one can seem overwhelming. We're here to clearly explain your options.

Avoid some of the most common home-buying mistakes

Buying a home is a big decision – and there are lots of small decisions to make along the way.

Explore tips for first time home buyers

Your down payment plays an important role

When you're considering buying a home, the amount of your down payment plays an important role.

Learn about home loan down payments

Extend your financial know-how with even more information to help you make more confident decisions

Get information from Better Money Habits about buying your first home

Mortgage rates
Mortgage calculator
Down Payment Resource Center
Search for down payment and cost savings programs that can help make buying a home more affordable
Real Estate Center
Search millions of existing homes, new homes, and bank-owned properties
City, state * City, state
Go Go to real estate center

Your home loan made easy

Start online

Submit your prequalification request online: There's no cost and no obligation — and it only takes about 5 minutes.

Visit our Real Estate Center to search for homes and find home values.

Work with a specialist

Our experienced lending specialists — rated 4.8 stars out of 5 on Zillow as of 2/1/17 by thousands of customers like you — will help you every step of the way.

Prepare for closing

Securely upload and e-sign documents using the Home Loan Navigator.

Visit our home loans overview page to explore your mortgage options.

Refinancing to a fixed rate

Switching from an adjustable-rate mortgage (or ARM) to a fixed-rate mortgage is one of the most common reasons to finance.

Learn more about a fixed-rate refinance loan

Refinancing to lower your monthly mortgage payment

Before you decide if refinancing is the right choice for you, take a look at some of the details.

Learn how refinancing may lower your monthly payment

Evaluate the equity in your home

The amount of available equity plays an important role when you apply for a home equity line of credit.

Learn how the available equity could affect your financing options

Extend your financial know-how with even more information to help you make more confident decisions

Learn more about refinancing at Better Money Habits

Refinance rates
Refinance calculator
Real Estate Center
Search for homes and see your home’s estimated value in seconds

Your home loan made easy

Start online

Submit your prequalification request online: There's no cost and no obligation — and it only takes about 5 minutes.

Work with a specialist

Our experienced lending specialists — rated 4.8 stars out of 5 on Zillow as of 2/1/17 by thousands of customers like you — will help you every step of the way.

Prepare for closing

Submit your documents securely online using the Home Loan Navigator.

Visit our home loans overview page to explore your refinance options.

What is a home equity line of credit (HELOC)?

A HELOC is a revolving line of credit that you can use for large expenses or to consolidate higher-interest rate debt.

Evaluating the available equity you have in your home

The more equity you have, the more refinancing options may be available to you.

See how equity affects your refinancing options

Should you refinance or take out a home equity line of credit?

If you're interested in borrowing against your home's available equity to pay for other expenses, you have choices.

Learn about borrowing against your home’s equity

Extend your financial know-how with even more information to help you make more confident decisions

Learn more about refinancing at Better Money Habits

Home equity rates
Home equity calculator
Real Estate Center
See your home’s estimated value in seconds

Your home equity line of credit made easy

Start online

Submit your secure application online — there’s no fee and no obligation, and it only takes about 15 minutes. Start your application now.

Work with a specialist

Our experienced specialists will help you every step of the way – and if you decide that predictable monthly payments for a fixed term is best for you, they’ll help you with a Fixed-Rate Loan Option.

Complete the process

Save time and securely upload documents online. If approved, you can enjoy the convenience of closing at a financial center financial center of your choice. After that, you can easily access your new home equity line of credit as
you need it.

Visit our home loans overview page to see what home equity can do for you.

Bank of America’s Home Loan Navigator™ lets you view the current status and details of your application, easily sign and securely submit loan documents and more. Your lending specialist will also be there to help you every step of the way.

(Music)

Good Morning

Hi

So...

What do you think? I think it's perfect.

Music: I've been in an endless dream, waiting for the light that's going to wake me.

Did you see the note?

Ah, yes.

Do not forget.

Hey buddy, wanna help me take this photo?

Got to get lined up there, and press the button.

Good Work.