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Learn About Home Loans

 

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Understand your mortgage options

Understand your mortgage options

With so many different types of mortgages available, choosing the right one can seem overwhelming. We're here to clearly explain your options.

Avoid some of the most common home-buying mistakes

Buying a home is a big decision – and there are lots of small decisions to make along the way.

Your down payment plays an important role

When you're considering buying a home, the amount of your down payment plays an important role.

Extend your financial know-how with even more information to help you make more confident decisions

Learn more about mortgages at Better Money Habits

Resources and tools

Your home loan made easy

Start online

Submit your prequalification request online: There's no cost and no obligation — and it only takes about 5 minutes.

Visit our Real Estate Center to search for homes and find home values.

Work with a specialist

Our experienced lending specialists — rated 4.8 stars out of 5 on Zillow as of 2/1/17 by thousands of customers like you — will help you every step of the way.

Prepare for closing

Securely upload and e-sign documents using the Home Loan Navigator.

Refinancing to a fixed rate

Refinancing to a fixed rate

Switching from an adjustable-rate mortgage (or ARM) to a fixed-rate mortgage is one of the most common reasons to finance.

Refinancing to lower your monthly mortgage payment

Before you decide if refinancing is the right choice for you, take a look at some of the details.

Evaluate the equity in your home

The amount of available equity plays an important role when you apply for a home equity line of credit.

Extend your financial know-how with even more information to help you make more confident decisions

Learn more about refinancing at Better Money Habits

Resources and tools

Your home loan made easy

Start online

Submit your prequalification request online: There's no cost and no obligation — and it only takes about 5 minutes.

Work with a specialist

Our experienced lending specialists — rated 4.8 stars out of 5 on Zillow as of 2/1/17 by thousands of customers like you — will help you every step of the way.

Prepare for closing

Submit your documents securely online using the Home Loan Navigator.

What is a home equity line of credit (HELOC)?

What is a home equity line of credit (HELOC)?

A HELOC is a revolving line of credit that you can use for large expenses or to consolidate higher-interest rate debt.

Evaluating the available equity you have in your home

The more equity you have, the more refinancing options may be available to you.

Should you refinance or take out a home equity line of credit?

If you're interested in borrowing against your home's available equity to pay for other expenses, you have choices.

Extend your financial know-how with even more information to help you make more confident decisions

Learn more about refinancing at Better Money Habits

Resources and tools

Your home equity line of credit made easy

Start online

Submit your secure application online — there’s no fee and no obligation, and it only takes about 15 minutes. Start your application now.

Work with a specialist

Our experienced specialists will help you every step of the way – and if you decide that predictable monthly payments for a fixed term is best for you, they’ll help you with a Fixed-Rate Loan Option.

Complete the process

Save time and securely upload documents online. If approved, you can enjoy the convenience of closing at a financial centerfinancial center of your choice. After that, you can easily access your new home equity line of credit as
you need it.

The loan process just got easier

Bank of America’s Home Loan Navigator™ lets you view the current status and details of your application, easily sign and securely submit loan documents and more. Your lending specialist will also be there to help you every step of the way.

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Connect with a lending specialist:

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Change lending specialist
Find another loan officer to help you with a mortgage refinance.

Connect with a lending specialist

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Connect with a lending specialist:

NMLS ID:
Change lending specialist
Find another loan officer to help you with a mortgage refinance.

Connect with a lending specialist

Get a call back layer

Connect with a lending specialist:

NMLS ID:
Change lending specialist
Find another loan officer to help you with a mortgage refinance.

Connect with a lending specialist

Get a call back layer

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