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Home Equity Rates

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Today's low home equity rates

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You could enjoy a low variable introductory rate on a home equity line of credit

Now:

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Special Introductory variable APR for 12 months

Later:

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Variable APR after the introductory period

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Variable APR

This rate includes discounts of {{ percentage rates.product.defaultDiscountRate }} for automatic payment and {{ percentage rates.product.udeDiscountRate }} for a $60,000 initial withdrawal

We're unable to display rates at this time. We apologize for any inconvenience. Our experienced lending specialists are ready to help you with your financing needs:

Take advantage of these interest rate discounts

0.25%

For automatic monthly payments

Set up and maintain automatic monthly payments from your Bank of America checking or savings account and receive a 0.25% interest rate discount (does not apply to Bill Pay service).

Up to 1.50%

For initial withdrawals

Make an initial withdrawal when you open your account and receive a 0.10% interest rate discount for each $10,000 withdrawn (up to a maximum discount of 1.50%).

Up to 0.375%

For Preferred Rewards® clients

Preferred Rewards® clients get an interest rate discount of 0.125% (Gold tier), 0.25% (Platinum tier) and 0.375% (Platinum Honors tier).

Learn more about Preferred Rewards

Get more with a Bank of America Home Equity Line of Credit

  • Experienced specialists to help you through the application process
  • Many convenient ways to access your funds
  • Great if you want the flexibility to use your funds over time
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