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Home Equity Rates

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Today's low home equity rates Disclosures

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You could enjoy a low variable introductory rate on a home equity line of credit


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Special Introductory variable APRVariable APR Disclosures for 12 months


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Variable APRVariable APR Disclosures after the introductory period

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This rate includes discounts of {{ percentage rates.product.defaultDiscountRate }} for automatic payment and {{ percentage rates.product.udeDiscountRate }} for a $60,000 initial withdrawalVariable APR Disclosures

We're unable to display rates at this time. We apologize for any inconvenience. Our experienced lending specialists are ready to help you with your financing needs:

Take advantage of these interest rate discounts


For automatic monthly payments

Set up and maintain automatic monthly payments from your Bank of America checking or savings account and receive a 0.25% interest rate discount (does not apply to Bill Pay service).

Up to 1.50%

For initial withdrawals

Make an initial withdrawal when you open your account and receive a 0.10% interest rate discount for each $10,000 withdrawn (up to a maximum discount of 1.50%).

Up to 0.375%

For Preferred Rewards® clients

Preferred Rewards® clients get an interest rate discount of 0.125% (Gold tier), 0.25% (Platinum tier) and 0.375% (Platinum Honors tier).

Learn more about Preferred Rewards

Get more with a Bank of America Home Equity Line of Credit

  • Experienced specialists to help you through the application process
  • Many convenient ways to access your funds
  • Great if you want the flexibility to use your funds over time

What can a HELOC help you do?

Learn about how a home equity line of credit works and how it may help you realize your goals – from covering unexpected expenses to paying for educational costs and funding home renovations.
*This video is provided for educational purposes only and is not a commitment to lend. Please contact us so we can discuss your specific situation.
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