Skip to main content

Home Equity Rates

Please wait a moment while we retrieve our low rates

 

failure

Today's low home equity rates Disclosures

Go and get state information

You could enjoy a low variable introductory rate on a home equity line of credit

Now:

{{ percentage rates.product.promoOffer.introRateAmount }}

Special Introductory variable APRVariable APR Disclosures for 6 months

Later:

{{ percentage rates.product.currentAPR }}

Variable APRVariable APR Disclosures after the introductory period

(based on rates as of {{ date rates.product.effectiveDate }} and can change)

{{ percentage rates.product.currentAPR }}

This rate includes discounts of {{ percentage rates.product.defaultDiscountRate }} for automatic payment and {{ percentage rates.product.udeDiscountRate }} for a $60,000 initial withdrawalVariable APR Disclosures

(based on rates as of {{ date rates.product.effectiveDate }} and can change)

We're unable to display rates at this time. We apologize for any inconvenience. Our experienced lending specialists are ready to help you with your financing needs:

Take advantage of these interest rate discounts

0.25%

For automatic monthly payments

Set up and maintain automatic monthly payments from your Bank of America checking or savings account and receive a 0.25% interest rate discount (does not apply to Bill Pay service).

Up to 1.50%

For initial withdrawals

Make an initial withdrawal when you open your account and receive a 0.10% interest rate discount for each $10,000 withdrawn (up to a maximum discount of 1.50%).

Up to 0.375%

For Bank of America Preferred Rewards members

Preferred Rewards members get an interest rate discount of 0.125% for Gold tier, 0.25% for Platinum tier and 0.375% for Platinum Honors tier.

Learn more about Preferred Rewards

Get more with a Bank of America Home Equity Line of Credit

  • Experienced specialists to help you through the application process
  • Many convenient ways to access your funds
  • Great if you want the flexibility to use your funds over time

What can a HELOC help you do?

Learn about how a home equity line of credit works and how it may help you realize your goals – from covering unexpected expenses to paying for educational costs and funding home renovations.
*This video is provided for educational purposes only and is not a commitment to lend. Please contact us so we can discuss your specific situation.
Talk to
Talk to your lending specialist
your lending specialist:
from your lending specialist:

Connect with us

Lending Specialist

NMLS ID:

Meet with us

 

Mon-Fri 8 a.m.-10 p.m. ET
Sat 8 a.m.-6:30 p.m. ET
Schedule an appointment

Find another lending specialist
Enter a ZIP or city

Schedule an appointment

Mon-Fri 8 a.m.-10 p.m. ET
Sat 8 a.m.-6:30 p.m. ET

Find a location

Mon-Fri 8 a.m.-10 p.m. ET
Sat 8 a.m.-6:30 p.m. ET

Call us

Mon-Fri 8 a.m.-10 p.m. ET
Sat 8 a.m.-6:30 p.m. ET

Get a call back layer