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Apply for Your Mortgage

Apply for your mortgage conveniently and easily

The Bank of America Digital Mortgage Experience puts you in control. Apply for a new mortgage to purchase a home or Apply to refinance your existing mortgage with customized terms that fit your personal needs. Don't worry: Experienced lending specialists are available to help every step of the way.

Customize your options

    • You can opt for lower closing costs or lower monthly payments
    • Longer or shorter term length: It's your choice

Lock in your rate

    • Lock in now and avoid the risk of rising rates
    • If you prefer, you can leave your rate open and lock in later

Save time

    • Automatically retrieve and upload required documents and information
    • Stay up to date on your loan status and electronically sign documents

Home buying just got easier

Bank of America’s Digital Mortgage Experience™ puts you in control. Apply for a new mortgage or refinance your current home with customized terms that meet your needs. See for yourself.

Applying for a mortgage

doesn’t have to be stressful.

Hey honey. Want that house we better get moving.

Okay Dad, I’m already on it.

Bank of America’s Digital Mortgage makes it

simple and easy to apply for your mortgage online

and on your time.

You’re going to need these. We have a lot

of stuff to print out.

Reduce paperwork and save time every step of the

way. You can review loan options and select

features that matter to you, ranging from lower

closing costs to lower monthly payments.

I can’t find my car keys. Have you seen them?

I’ll be right there.

At any point, you can save your application for later.

♫ ♫ ♫

Found them!

Oh great. Let me grab my coat, we’ll run to the bank

and see what they have to offer.

No need to Dad, we’re good.

Honey the rates are low right now we should try to

lock it in if we can.

We can do it right now.

♫ ♫ ♫


Pick up where you left off even on a different device

and lock your rate to avoid the risk of rising rates,

or leave it open and lock later.

♫ ♫ ♫

Alright but what if you have questions?

I can talk to a lending specialist if I want.

♫ ♫ ♫

Oh, I see.

♫ ♫ ♫

You’re in control every step of the way.

We’re all set.

Well, that’s it.

That's it.

Wow, your first house. That really is something.

I couldn’t have done it without you Dad.

When life gets complicated, Bank of America helps

keep it simple. Apply for your Mortgage online today.

♫ ♫ ♫

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Not ready to apply just yet?

Get prequalified now to see how much you can borrow - or visit our mortgage overview page to learn more about the application process and research your mortgage options.

Connect with us

Mon-Fri 8 a.m. – 10 p.m. ET
Sat 8 a.m. - 6:30 p.m. ET

Mon-Fri 8 a.m. – 10 p.m. ET
Sat 8 a.m. - 6:30 p.m. ET

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