Skip to main content

Chip Card FAQs

View questions about:

Are chip cards secure?

Chip technology has been around for over 20 years and is the credit and debit card security standard in many countries around the world. When purchases are made using the chip feature at chip-enabled terminals, the transaction is more secure because of the process used to determine if the card is authentic. This makes the card more difficult to counterfeit or copy.

Chip technology is the next step in providing enhanced security to our card users. Whether you use the magnetic stripe or the chip to make your purchase, you can have confidence in the protection and security features we provide for all credit and debit card accounts.

Remember: If you notice any suspicious activity on your account, notify us immediately by calling the number on the back of your card.

Will chip cards prevent merchant compromises?
Will chip cards prevent all fraud from happening?
Will chip cards allow others to track my location?
What is Verify Your Visa Card is With You?