We're making your cards more secure
Chip card technology—enhanced protection for your credit and debit cards when used at chip-enabled terminals
Using a chip card is fast and easy. Watch this short video to see how.
Use your personal or small business chip card to make transactions at the same places you do today. For merchants who have chip-enabled terminals, insert your card and approve your purchase. Otherwise – swipe your card as you normally would.
For use at ATMs, simply insert your card and follow the on-screen instructions. Remember to take your card when prompted.
The new chip on your card provides additional security when used at terminals and ATMs that are chip-enabled—the data stored on the chip is more difficult to counterfeit or copy.
No matter how you use your card, your purchases are also covered by zero liability protection: Bank of America credits your account back for fraudulent transactions.Footnote1
More terminals and ATMs are becoming chip-enabled throughout the U.S. You'll also enjoy greater acceptance when traveling: Chip technology is common in over 130 countries around the world, including Canada, Mexico and the United Kingdom.
Enjoy your new card with chip technology at no additional cost.
Want to learn more?
Visit our chip card FAQs
Insert and leave your card in the terminal.
Approve the transaction as you normally do.
Remove your card once the transaction is complete.
Insert your card to begin your transaction.
Follow the on-screen instructions. Chip-enabled ATMs will hold your card during the transaction.
Take your card when prompted.