Skip to main content
Talk to
Talk to your lending specialist
your lending specialist:
from your lending specialist:

Home Affordability Calculator

Please wait a moment while we retrieve our low rates

$

Include pre-tax income from all applicants

$ 

Auto, credit card or student loans

 

Lookup ZIP code layer

Calculator results are estimates only based on the information you provide.

Home affordability estimate for a 30-year fixed rate loan

$

Update
Based on the information you entered, we’re unable to provide loan options that fit your budget. Check that the information you entered is accurate, and try again. Or learn more about what mortgage payment would fit comfortable into your lifestyle.

Learn More
Find out what you could qualify for and what your loan options may be. Get prequalified in minutes.

Need some more information? Now that you have your estimated home price, check out different loan options with our Mortgage Calculator.

Your mortgage and your overall budget

The question isn't how much you could borrow but how much you should borrow. These home affordability calculator results are based on your debt-to-income ratio (DTI). Industry standards suggest your total debt should be 36% of your income and your monthly mortgage payment should be 28% of your gross monthly income.

Learn more

How much house can I afford?

Prequal vs preapproval?

It often depends on where you are in the homebuying process. Let's remove some of the mystery.

Learn more

Your home comfort zone

This video shows you how your mortgage payment should fit comfortably into your lifestyle.

Learn more

Down payment help

Our Down Payment Center can help you find programs you may be eligible for.

Learn more

Debt to income ratio

It helps lenders decide whether to approve your mortgage application. But what is it exactly?

Learn more

Prequal vs preapproval?

It often depends on where you are in the homebuying process. Let's remove some of the mystery.

Learn more

Your home comfort zone

This video shows you how your mortgage payment should fit comfortably into your lifestyle.

Learn more

Down payment help

Our Down Payment Center can help you find programs you may be eligible for.

Learn more

Debt to income ratio

It helps lenders decide whether to approve your mortgage application. But what is it exactly?

Learn more

Prequal vs preapproval?

It often depends on where you are in the homebuying process. Let's remove some of the mystery.

Learn more

Your home comfort zone

This video shows you how your mortgage payment should fit comfortably into your lifestyle.

Learn more

Down payment help

Our Down Payment Center can help you find programs you may be eligible for.

Learn more

Debt to income ratio

It helps lenders decide whether to approve your mortgage application. But what is it exactly?

Learn more

Dig into the numbers

Closing costs calculator

Estimate your closing expenses for purchasing a home.

Go to calculator

Today's mortgage rates

View today’s rates by location.

View today’s rates

Estimate home value

Compare home prices in your area.

Compare home prices

ZIP code finder

ZIP code finder

Please enter your city and state to find your ZIP Code

Talk to
Talk to your lending specialist
your lending specialist:
from your lending specialist:

Connect with us

Lending Specialist

NMLS ID:

Meet with us

 

Mon-Fri 8 a.m.-10 p.m. ET
Sat 8 a.m.-6:30 p.m. ET
Schedule an appointment

Find another lending specialist
Enter a ZIP or city

Schedule an appointment

Mon-Fri 8 a.m.-10 p.m. ET
Sat 8 a.m.-6:30 p.m. ET

Find a location

Mon-Fri 8 a.m.-10 p.m. ET
Sat 8 a.m.-6:30 p.m. ET

Call us

Mon-Fri 8 a.m.-10 p.m. ET
Sat 8 a.m.-6:30 p.m. ET

Get a call back layer