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Business Fundamentals® Checking

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NOTE: Important changes to this product will begin January 30th 2021. Please refer to the Business Schedule of Fees for more information.

Get the checking essentials your business needs

Powerful digital tools

View balances by category, get cash flow projections, and monitor key transactions at a glance with Cash Flow Monitor.

Mobile Banking

Manage your business on the go with the Bank of America mobile app. Deposit checks, request transfers, pay bills and monitor pending transactions.

Customizable account alerts

Receive alerts when your account balance is low, a bill is due soon, or we spot unusual account activity.

Business debit cards

Goodbye, petty cash – expense tracking is a breeze with business and employee debit cards. Set card-specific spending limits and view online statements 24/7.

Industry-leading security

We monitor transaction trends 24/7 so you don’t have to. With your permission, we’ll alert you via the mobile app, a text message, or a phone call if we spot unusual activity.


Monthly FeeHow to avoid the monthly fee
  • $XXXX or $0 per month
  • Do one of the following each statement cycle:
  • Spend $XXXX in net new purchases on a business debit or credit card
  • Maintain a combined average monthly balance of $5,000 or more in your linked Bank of America accounts
  • Qualify and enroll in the Preferred Rewards for Business program (waiver applies on up to 4 eligible business checking accounts.)

NOTE: Important changes to this product will begin January 30th, 2021

Read our Clarity Statement to understand the fees (and how to avoid them), features and policies of your account. A complete list of account fees can be found in the Business Schedule of Fees (also available at a financial center).

Information for:

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Please enter the zip code for your business address so we can give you accurate rate and fee information for your location.

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Mon-Fri 8 a.m. – 10 p.m. ET