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Business Fundamentals® Checking

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Get the checking essentials your business needs

Business banking on the go

Our award-winning Small Business Online Banking lets you access your accounts, pay bills, set up alerts and more.

Mobile Banking

Download our free app and conduct business on the go—including making mobile check deposits—from anywhere you have an internet connection.

Business savings

Earn interest without locking into a fixed term with a Business Investment Savings account. No additional monthly fee. See account details

Business debit cards

Business and employee debit cards empower you to track your business spending 24/7. Plus, all debit cards are chip-enabled for increased security when used at a chip-enabled terminal.


Our industry-leading safety features give you security and peace of mind.


Monthly FeeAvoid this fee—do one of these things each statement cycle
  • $XXXX/month
  • Spend $XXXX in net new purchases on a business debit or credit card
  • or
  • Maintain an average monthly balance of $XXXX or more.
  • or
  • Maintain a minimum daily balance of $XXXX
  • or
  • Maintain a combined average monthly balance of $15,000 or more in your linked Bank of America accounts
  • or
  • Qualify and enroll in the Preferred Rewards for Business program (waiver applies on up to 4 eligible business checking accounts.)

Read our Clarity Statement to understand the fees (and how to avoid them), features and policies of your account. A complete list of account fees can be found in the Business Schedule of Fees (also available at a financial center).

Information for:

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Mon-Fri 8 a.m. – 10 p.m. ET