Business Advantage
Before You Apply
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You're applying for a Business Advantage Relationship Banking account
$XXXX or $0 per month
We waive the monthly fee if you do one of the following each statement cycle:
- Maintain a $15,000 combined average monthly balance
- Become a member of Preferred Rewards for Business
Get the most out of your Business Advantage Banking experience. You can add these additional products:
Manage funds separately for payroll or merchant settlements with a separate banking account
$0/mo First additional account included
Separate your business card expenses from your personal card expenses
No annual fee
Earn interest and save for the future while retaining access to your funds
First account included with no additional monthly fee
What is needed to apply
- Personal information (i.e. SSN and DOB) for everyone on the application, including those with at least 25% ownership
- Business formation date (month/year)
- Country and state of legal formation and primary business operation (U.S. only)
- Legal business name and DBA ("doing business as") name, if applicable
- Business Tax ID (TIN) or Employer Identification Number (EIN) provided by the IRS - sole proprietorships may use SSN
What you can expect when applying
- Application steps: Tell us about yourself > Tell us about your business > Funding & Preferences > Disclosures & Submit
- You can sign in for a faster, prefilled application if you already enrolled in Online Banking
- You can save part of your application and return later, if you are not ready to submit
- You can access chat and/or phone sales specialists real-time to help you with applying (when available)
Get a decision
- Application decisions are often immediate
- We'll let you know if anything else is needed - proof of address and state filing documents are most common
- You will also receive an email communication on your application status
