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Refinance

Refinance Rates & Loans

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Today's purchase rates

30-year Glossary Term: fixed 5/1 Glossary Term: ARM  (variable)
Glossary Term: Rate 4.250% 3.000% 5/1 ARM interest rate and payment subject to increase after 5 years.
Glossary Term: APR 4.362% 2.922%
Glossary Term: Points 0.191 0.017
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  • Get rates for purchase

Rates valid on 04/17/2014 02:00 AM ET. Chart data is for illustrative purposes only, assumes a borrower with excellent credit and is subject to change without notice. Accuracy is not guaranteed and products may not be available for your situation. Loan assumptions and disclosuresOpens in a new window 5/1 ARM interest rate and payment subject to increase after 5 years. Monthly payment example

Sample monthly payments ($200,000 loan)

Today's refinance rates

30-year Glossary Term: fixed 5/1 Glossary Term: ARM  (variable)
Glossary Term: Rate 4.375% 3.125% 5/1 ARM interest rate and payment subject to increase after 5 years.
Glossary Term: APR 4.505% 2.970%
Glossary Term: Points 0.442 0.135

Rates valid on 04/17/2014 02:00 AM ET. Chart data is for illustrative purposes only, assumes a borrower with excellent credit and is subject to change without notice. Accuracy is not guaranteed and products may not be available for your situation. Loan assumptions and disclosuresOpens in a new window 5/1 ARM interest rate and payment subject to increase after 5 years. Monthly payment example

Sample monthly payments ($200,000 loan)

Looking to lower your monthly mortgage payment?

Our refinance calculator will show you refinance interest rates and Glossary Term: annual percentage rate (APR), Glossary Term: points and potential monthly payments and estimated payment savings for different loan types.

Which refinance loan is right for you?

Fixed-rate refinance loansfixed-rate refinance loans

Fixed-rate loans have a set interest rate, so the principal and interest payment stays the same for the life of the loan.

Adjustable-rate refinance loansadjustable-rate refinance loans

Adjustable-rate loans have an interest rate and payment that are fixed for an initial period and then can adjust up or down once a year for the rest of the loan term.

FHA & VA refinance loansFHA and VA refinance loans

Government loans like FHA and VA loans have more flexible qualification guidelines than conventional loans.Footnote 1

 

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