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Mortgage Refinance

Now is the time to refinance Let us help find the right refinancing option for you.

Product Type Glossary Term: Rate Glossary Term: APR Monthly payment
30-year Glossary Term: fixed 3.750% 3.893% $926
15-year Glossary Term: fixed 2.875% 3.114% $1,369
5/1 Glossary Term: ARM (variable) 2.625%  for refinance 5/1 ARM5/1 ARM interest rate and payment subject to increase after 5 years. Select the ARM interest rate for important information, including estimated payments and rate adjustments. 3.348% $8035/1 ARM interest rate and payment subject to increase after 5 years. Select the ARM interest rate for important information, including estimated payments and rate adjustments.

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Example for a $200K loan (Glossary Term: principal & interest only) Hide Monthly payments

Refinance rates for CA, valid on 06/28/2016 04:00 AM ET. Chart data is for illustrative purposes only, assumes a borrower with excellent credit and is subject to change without notice. Accuracy is not guaranteed and products may not be available for your situation. Rates shown include discount points up to 1 point; see Loan assumptions and disclosuresOpens in a new window for details 5/1 ARM interest rate and payment subject to increase after 5 years. Select the ARM interest rate for important information, including estimated payments and rate adjustments.

Refinancing your mortgage is a way to potentially lower your interest rate and monthly mortgage payment, switch to a fixed-rate refinance loan or use a portion of the available equity in your home to finance major expenses.Footnote 1

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