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|Product Type||Glossary Term: Rate||Glossary Term: APR||Monthly payment|
|30-year Glossary Term: fixed||4.500%||4.630%||$1,013|
|15-year Glossary Term: fixed||3.500%||3.728%||$1,430|
|5/1 Glossary Term: ARM (variable)||3.250%† 5/1 ARM interest rate and payment subject to increase after 5 years.||3.003%||$870†5/1 ARM interest rate and payment subject to increase after 5 years.|
Refinancing your mortgage is a way to potentially lower your interest rate and monthly mortgage payment, switch to a fixed-rate refinance loan or use a portion of the available equity in your home to finance major expenses.Footnote 1