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Refinance

Mortgage Refinance

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Product Type Glossary Term: Rate Glossary Term: APR Monthly payment
30-year Glossary Term: fixed 4.375% 4.511% $999
15-year Glossary Term: fixed 3.500% 3.707% $1,430
5/1 Glossary Term: ARM (variable) 3.125%5/1 ARM interest rate and payment subject to increase after 5 years. 2.982% $8575/1 ARM interest rate and payment subject to increase after 5 years.

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Example for a $200K loan (Glossary Term: principal & interest only) Hide Monthly payments

Refinance rates for CA, valid on 04/23/2014 10:00 AM ET. Chart data is for illustrative purposes only, assumes a borrower with excellent credit and is subject to change without notice. Accuracy is not guaranteed and products may not be available for your situation. Loan assumptions and disclosuresOpens in a new window 5/1 ARM interest rate and payment subject to increase after 5 years.

Refinancing your mortgage is a way to potentially lower your interest rate and monthly mortgage payment, switch to a fixed-rate refinance loan or use a portion of the available equity in your home to finance major expenses.Footnote 1

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