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Mortgage Refinance

Now is the time to refinance Let us help find the right refinancing option for you.

Product Type Glossary Term: Rate Glossary Term: APR Monthly payment
30-year Glossary Term: fixed 3.625% 3.758% $912
15-year Glossary Term: fixed 2.875% 3.113% $1,369
5/1 Glossary Term: ARM (variable) 2.625%  for refinance 5/1 ARM5/1 ARM interest rate and payment subject to increase after 5 years. Select the ARM interest rate for important information, including estimated payments and rate adjustments. 3.497% $8035/1 ARM interest rate and payment subject to increase after 5 years. Select the ARM interest rate for important information, including estimated payments and rate adjustments.

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Example for a $200K loan (Glossary Term: principal & interest only) Hide Monthly payments

Refinance rates for CA, valid on 08/30/2016 05:00 PM ET. Chart data is for illustrative purposes only, assumes a borrower with excellent credit and is subject to change without notice. Accuracy is not guaranteed and products may not be available for your situation. Rates shown include discount points up to 1 point; see Loan assumptions and disclosuresOpens in a new window for details 5/1 ARM interest rate and payment subject to increase after 5 years. Select the ARM interest rate for important information, including estimated payments and rate adjustments.

Thinking of refinancing your mortgage?

Refinancing your mortgage is a way to potentially lower your interest rate and monthly mortgage payment, switch to a fixed-rate refinance loan or use a portion of the available equity in your home to finance major expenses.Footnote 1


The loan process got easier

The Home loan Navigator™ is an online tool that keeps you up-to-date on the status of your mortgage application, lets you upload and e-sign documents, and more.

Your mortgage specialist will also be there to help you every step of the way. The Home Loan Navigator is not available on certain loan types. Footnote 2

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