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Mortgage Refinance

Now is the time to refinance Let us help find the right refinancing option for you.

Product Type Glossary Term: Rate Glossary Term: APR Monthly payment
30-year Glossary Term: fixed 4.000% 4.105% $955
15-year Glossary Term: fixed 3.000% 3.213% $1,381
5/1 Glossary Term: ARM (variable) 2.875%  for refinance 5/1 ARM5/1 ARM interest rate and payment subject to increase after 5 years. Select the ARM interest rate for important information, including estimated payments and rate adjustments. 3.294% $8305/1 ARM interest rate and payment subject to increase after 5 years. Select the ARM interest rate for important information, including estimated payments and rate adjustments.

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Example for a $200K loan (Glossary Term: principal & interest only) Hide Monthly payments

Refinance rates for CA, valid on 02/09/2016 03:00 AM ET. Chart data is for illustrative purposes only, assumes a borrower with excellent credit and is subject to change without notice. Accuracy is not guaranteed and products may not be available for your situation. Loan assumptions and disclosuresOpens in a new window. 5/1 ARM interest rate and payment subject to increase after 5 years. Select the ARM interest rate for important information, including estimated payments and rate adjustments.

Refinancing your mortgage is a way to potentially lower your interest rate and monthly mortgage payment, switch to a fixed-rate refinance loan or use a portion of the available equity in your home to finance major expenses.Footnote 1

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