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Home Equity

Learn About Home Equity

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Getting ready to use your home's equity

If you’ve paid down the principal on your home loan for several years or your home’s value has appreciated, you may have some equity you can use. Here’s some guidance to help you decide what’s right for you.

What is a home equity line of credit (HELOC)?

Learn about a HELOC, how a variable rate is calculated and how to get a fixed rate.

Evaluating the equity in your home

The more equity you have, the more options may be available to you.

Understanding your debt-to-income ratio

Learn why this number is important and how it may impact your ability to qualify for a loan.

Home equity or cash-out refinance?

Find out about these different ways for getting cash from your home.

What's the value of your home? Get an estimate

Apply now or contact us