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Home Equity Line of Credit Transfer

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A smart way to consolidate higher interest-rate debt

Save time and use your low-rate Bank of America home equity line of credit (HELOC)Footnote1 to finance home improvements, pay for education, or consolidate higher interest-rate debt.

Use your available HELOC balance  to consolidate debtfootnote2 from:

  • Credit cards
  • Revolving charge cards (home improvement stores, department stores)
  • Installment loans

Tell us which higher-interest installment loans or credit cards you’d like to pay using your HELOCfootnote3. You could soon benefit from lower monthly interest payments and a single bill each month.

Transferring is quick and easy

There are no transfer fees, and your interest may be tax deductible.Footnote4 To get started, simply sign in to Online Banking. You can transfer funds directly from your HELOC to other Bank of America accounts, or to your creditors through Online Bill Pay.

Make a transfer

Sign in to Online Banking to request a transfer.

Transfer now

Call customer service

  • Home equity accounts


    Monday –Friday
    8 a.m.–9 p.m. ET