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Auto Loans for Customers with Disabilities

Flexible financing terms for customers with disabilities or access needs

Flexible financing terms for customers with disabilities or access needs

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With an access loan, you can buy or refinance an accessible vehicle—or modify an existing vehicle with adaptive equipment

Bank of America's access loans provide affordable and flexible terms for individuals with disabilities or access needs. Purchase the equipment you need to Bank of America access loans are designed for customers with special vehicle needs. Whether you’re buying or refinancing, we want to help you afford that new or used accessible car, van or light-duty truck—or modify an existing vehicle with adaptive equipment. Terms up to 72 months are available, so you have the flexibility to obtain financing that fits into your specific budget. Estimate how much your monthly payment could be.

Who qualifies for access loans?

People with disabilities as defined by the Americans with Disabilities Act are eligible for access loans. Immediate family members who are borrowing on behalf of an individual with a disability are also eligible (for example, a parent may apply for an access loan on behalf of a child with a disability).

Getting started

You can apply for your auto loan online in just a few minutes. There’s no fee to apply and most decisions are available in about 60 seconds. In cases where applications require a more detailed review, we’ll send you an email when the decision is ready.

You can also schedule an appointment at your local financial center to meet with an auto loans specialist at your convenience.

You can also schedule an appointment at your local financial center to meet with an auto loans specialist at your convenience.

Get more with Bank of America auto loans

Get more with Bank
of America auto loans