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Auto Loans

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Lock in a fixed rate as low as

New car (dealer)

% APR
Used car (dealer)

% APR
Refinance

% APR
Know what you need? Apply here.
Find a great car and rates to match.
Know what you need? Apply here.

Find a great car and rates to match.

Select Your State

Please tell us where you bank so we can give you accurate rate and fee information for your location.

Go and get state information

Estimate your monthly car payment

$

$

60 months

% APR

0.25%

Gold

0.35%

Platinum

0.50%

Platinum Honors

Your auto loan made easy

  • Apply online

    There's no fee and most decisions take about 60 seconds.

    You can check your loan status & upload docs anytime.

  • Shop with confidence

    Your 30-day rate lock gives you plenty of time — and you'll know before you shop exactly how much car you can afford.

  • Close the deal

    With your approved rate in hand, you’ll be prepared to get a great deal.

See all your Bank of America accounts in one place with our top-rated
Mobile Banking app and Online Banking.

See all your Bank of America accounts in one place with our top-rated
Mobile Banking app and Online Banking.

A streamlined purchase experience

with our network of authorized dealers

Save time and take the worry out of auto financing by purchasing your next vehicle at a Bank of America authorized dealer

Auto loan basics

Your car payment covers more than the cost of the car—and a lower payment may not always save you money.

How car loans work

Before deciding to refinance your auto loan, consider these 6 critical factors.

Is car loan refinancing right for you?