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Advertised as low as APRs (annual percentage rates) assume excellent borrower credit history. Your actual APR may differ based on your credit history, approved loan amount, term, state of residence and applicable discounts, such as Preferred Rewards. These discounts will be reflected in your individual APR quote if you are approved for a loan.
The APR shown in the chart is based on a 5-year, fixed-rate loan for a $25,000 new car (including state taxes, fees, tag, title and any purchased service/insurance products) with 20% down, requires a $20,000 loan. Based on a simple interest rate of %, this loan would have 60 monthly payments of $ each and an annual percentage rate (APR) of %. View our Bank of America auto loan eligibility requirements for more information.