Skip to main content

Auto Refinance Loan

Select Your State

Please tell us where you bank so we can give you accurate rate and fee information for your location.

Page unavailable. We're sorry, the Bank of America page you are trying to reach is temporarily unavailable. We apologize for the inconvenience.

Return to your accounts

Limited time 0.15% auto loan rate reduction VALID: 2/22/24 - 3/4/24 adatext

Today's refinance
rate as low as
Rates displayed do not include the additional scroll toPreferred Rewardssection interest rate discount up to 0.50%.

Advertised as low as APR (Annual Percentage Rate) assumes excellent borrower credit history. Your actual APR may differ based on your credit history, approved loan amount, term, state of residence and applicable discounts, such as scroll toPreferred Rewardssection. These discounts will be reflected in your individual APR quote if you are approved for a loan. No loan documentation fee, but title and state fees may apply.

More terms available

navigate toOur online application allows you to select terms of 48, 60 or 72 months; you can discuss other terms with your loan officer after your application is submitted.

View our navigate toBank of America auto loan eligibility requirements for information about minimum amounts financed, applicant eligibility and more.

Bank of America Preferred Rewards

Enrolled Preferred Rewards members can get an interest rate discount adatext using our program built around you.

Gold Tier


Platinum Tier


Platinum Honors Tier and higher

Learn more about Preferred Rewards Learn more about Preferred Rewards

Refinancing your auto loan is really simple (really)

Apply online

It only takes minutes for most customers, no fee to apply

Get a quick decision

Most applicants get a credit decision in 60 seconds

Your rate is locked

Apply to refinance and lock your rate for 30 days adatext upon approval

Learning center

multiple cars image

Featured article

If you're asking yourself, "Should I refinance my car loan?", consider these factors to help you decide.

Results shown are for . openChange your statemodal layer
Example: A 5-year, fixed-rate refinance loan for $23,000 would have 60 monthly payments of $358 each, at an annual percentage rate (APR) of %. Back to content