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If you're asking yourself, "Should I refinance my car loan?", consider these factors to help you decide.
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See if refinancing can help lower your monthly payment adatext
Today's refinance
rate as low as
rate as low as
Rates displayed do not include the additional scroll toPreferred Rewardssection interest rate discount up to 0.50%.
Advertised as low as APR (Annual Percentage Rate) assumes excellent borrower credit history. Your actual APR may differ based on your credit history, approved loan amount, term, state of residence and applicable discounts, such as scroll toPreferred Rewardssection. These discounts will be reflected in your individual APR quote if you are approved for a loan. No loan documentation fee, but title and state fees may apply.
Advertised as low as APR (Annual Percentage Rate) assumes excellent borrower credit history. Your actual APR may differ based on your credit history, approved loan amount, term, state of residence and applicable discounts, such as scroll toPreferred Rewardssection. These discounts will be reflected in your individual APR quote if you are approved for a loan. No loan documentation fee, but title and state fees may apply.
More terms available
navigate toOur online application allows you to select term lengths of 48, 60 or 72 months; dependent on loan type and subject to collateral, terms and conditions. You can discuss other term lengths with your loan officer after your application is submitted.
View our navigate toBank of America auto loan eligibility requirements for information about minimum amounts financed, applicant eligibility and more.
Estimate your refinanced loan payment
Use our auto refinance calculator to compare your current loan with a refinance loan.
click to Go to auto refinance calculator page
Enrolled Preferred Rewards members can get an interest rate discount adatext using our program built around you.
Gold Tier
0.25%
Platinum Tier
0.35%
Platinum Honors Tier and higher
0.50%
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It only takes minutes for most customers, no fee to apply
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The following example(s) reflect representative credit terms made available to applicants and are for informational purposes only. They may not reflect the loan amount, term, APR and estimated payment for your loan.
†Refinance:
Example: A 5-year, fixed-rate refinance loan for $29,000 would have 60 monthly payments of $358 each, at an annual percentage rate (APR) of %.
Example: A 5-year, fixed-rate refinance loan for $29,000 would have 60 monthly payments of $358 each, at an annual percentage rate (APR) of %.