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Auto Refinance Loan

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Limited time 0.15% auto loan rate reduction valid: 10/19/21 ‑ 10/28/21
Today's refinance
rate as low as
Advertised as low as APR (Annual Percentage Rate) assumes excellent borrower credit history. Your actual APR may differ based on your credit history, approved loan amount, term, state of residence and applicable discounts, such as scroll toPreferred Rewardssection. These discounts will be reflected in your individual APR quote if you are approved for a loan. No loan documentation fee, but title and state fees may apply.

More terms available

Bank of America auto loan terms range from 12 to 75 months. navigate toOur online application allows you to select terms of 48, 60 or 72 months; you can discuss other terms with your loan officer after your application is submitted.

View our navigate toBank of America auto loan eligibility requirements for information about minimum amounts financed, applicant eligibility and more.

Bank of America Preferred Rewards

Members can get an interest rate discount of





Platinum Honors

Learn more about preferred rewards

Refinancing your auto loan is really simple (really)

Apply online

It only takes minutes for most customers, no fee to apply

Get a quick decision

Most applicants get a credit decision in 60 seconds

Your rate is locked

Apply to refinance and lock your rate for 30 days upon approval

Learning center

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Featured article

If you're asking yourself, "Should I refinance my car loan?", consider these factors to help you decide.

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Example: A 5-year, fixed-rate refinance loan for $23,000 would have 60 monthly payments of $358 each, at an annual percentage rate (APR) of %. Back to content