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Auto Refinance Loan

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Refinance your auto loan to a rate as low as

Refinance your auto
loan to a rate as low as

Select Your State

Please tell us where you bank so we can give you accurate rate and fee information for your location.

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Estimate how much you might save by refinancing your auto loan

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0.25%

Gold

0.35%

Platinum

0.50%

Platinum Honors

2 reasons to consider refinancing your car loan

  • Reduce your monthly payments: Refinancing your auto loan may reduce your monthly payments by lowering your interest rate and/or extending your loan term.
  • Reduce the total amount of interest you pay on your car loan: Refinancing your auto loan to a lower interest rate and/or a shorter term may reduce the total amount of interest you pay.

Applying is fast and easy

There's no fee to apply—and most decisions take about 60 seconds.

Apply now to refinance your auto loan


View our auto loan eligibility requirements

Get more with Bank of America auto refinance loans

Get more with Bank
of America auto
refinance loans

  • 60-second decision (for most applicants)
    with a 30-day rate lock

  • No fee to apply for your refinance loan

  • Manage all your BofA accounts in one place

  • Explore auto loans button
    Explore auto loans button