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Auto Refinance Loan

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Today's refinance
rate as low as
Rates displayed do not include the additional scroll toPreferred Rewardssection interest rate discount up to 0.50%.

Advertised as low as APR (Annual Percentage Rate) assumes excellent borrower credit history. Your actual APR may differ based on your credit history, approved loan amount, term, state of residence and applicable discounts, such as scroll toPreferred Rewardssection. These discounts will be reflected in your individual APR quote if you are approved for a loan. No loan documentation fee, but title and state fees may apply.

More terms available

navigate toOur online application allows you to select term lengths of 48, 60 or 72 months; dependent on loan type and subject to collateral, terms and conditions. You can discuss other term lengths with your loan officer after your application is submitted.

View our navigate toBank of America auto loan eligibility requirements for information about minimum amounts financed, applicant eligibility and more.

Bank of America Preferred Rewards

Enrolled Preferred Rewards members can get an interest rate discount adatext using our program built around you.

Gold Tier


Platinum Tier


Platinum Honors Tier and higher

Learn more about Preferred Rewards Learn more about Preferred Rewards

Refinancing made easy

Apply online

It only takes minutes for most customers, no fee to apply

Get a quick decision

Most decisions are quick so you can get on with your day

Your rate is locked

Apply to refinance and lock your rate for 30 days adatext upon approval

Learning center

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Featured article

If you're asking yourself, "Should I refinance my car loan?", consider these factors to help you decide.

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The following example(s) reflect representative credit terms made available to applicants and are for informational purposes only. They may not reflect the loan amount, term, APR and estimated payment for your loan. Back to content
Example: A 5-year, fixed-rate refinance loan for $29,000 would have 60 monthly payments of $358 each, at an annual percentage rate (APR) of %. Back to content