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Get it on the App Store
Download the Bank of America App

Before you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their policies.

Or we can send you a link by email

Please enter a valid email address

Apple, the Apple logo, iPhone, iPad, Apple Watch and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Get it on Google Play
Download the Bank of America App

Before you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their policies.

Or we can text a download link directly to your phone

Please enter a phone number

By providing your mobile number you are consenting to receive a text message. Text message fees may apply from your carrier. Text messages may be transmitted automatically.

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Auto Loan Rates

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Return to your accounts

Lock in your auto loan rate

Get a fixed-rate loan for new cars, used cars and refinancing.

Lock in your auto loan rate
60-month auto loan options
Rates
as low as
New car (dealer)
...% APR
Used car (dealer)
...% APR
Refinance
...% APR
Buy out your lease
...% APR

More terms available

Our online application allows you to select term lengths of 48, 60 or 72 months; dependent on loan type and subject to collateral, terms and conditions. You can discuss other term lengths with your loan officer after your application is submitted.

View our Bank of America auto loan eligibility requirements for information about minimum amounts financed, applicant eligibility and more.

Learn more about our auto loans »
Bank of America no longer offers Private Party auto loans

Rates displayed do not include the additional Preferred Rewards interest rate discount up to 0.50%.

Select Your State

Please tell us where you bank so we can give you accurate rate and fee information for your location.

Not ready to apply? Start a prequalification adatext

Shop with confidence. In only minutes, see what you may be able to borrow with no credit score impact. Bank of America login required.*

*If you don't have a Bank of America login, you may apply for a loan.

*If you don't have a Bank of America login, you may apply for a loan.

With a Bank of America auto loan, you’ll get:

Competitive rate

Apply for a competitive rate on a new or used dealer purchase loan or refinance your existing loan.

Quick decision

With our no-fee application, you’ll quickly know your rate before you go to the dealer.

30-day rate lock guarantee adatext

Your rate is good for 30 days, so you’ll have plenty of time to shop for that perfect vehicle.

Interest rate discount

Bank of America customers may be eligible for a Preferred Rewards discount of 0.25% to 0.50% adatext .

Bank of America Preferred Rewards

0.25%

Gold Tier

0.35%

Platinum Tier

0.50%

Platinum Honors Tier and higher

Your auto loan made easy

  • Apply online

    There's no fee — most decisions take about 60 seconds.

    Apply Now

  • Lock in your rate

    Apply early so you know how much car you can afford. Your 30-day rate lock adatext gives you plenty of time to shop.

  • Close the deal

    With your approved rate in hand, you’ll be ready to complete your refinance or go find your new ride!

Once you apply you can check application status, upload and download loan documents online using our check status tool.

Once you apply you can check application status, upload and download loan documents online using our check status tool.

A streamlined purchase experience

with our network of authorized dealers adatext

Save time by purchasing your next vehicle at a Bank of America authorized dealer. If you're approved, you'll receive an Approval Code that lets authorized dealers quickly retrieve your information and streamline your purchase.

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