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Online Banking and Services

Mobile Banking Features

Access your accounts

The information you need, available anytime

Double-check the balance on your accounts right before you take your sales team to lunch, set off on an emergency supply run, or when you’re making a transfer or paying bills. Your account information is there when you want it.

Manage your finances, whatever your schedule

  • Check balances for all of your Bank of America banking accounts—business, personal and Merrill Edge® investment accounts
  • Transfer balances between accounts to pay suppliers or employees
  • Easily check to ensure that monthly payments from your supplier have posted
  • Track your recent posted and pending transactions

Access your accounts via an app developed specifically for your iPhone®, iPod touch®, Android™ phone, Windows® Phone, BlackBerry®, iPad®, Android™ tablet or Kindle Fire™.

Mobile account access is available in our Mobile Banking App. Get the app It’s also available with Text Banking and on our Mobile Website.

Our mobile app gives you more Mobile Banking options and features while Text Banking is the fastest way to get your account balances and recent transaction history from any mobile phone, without signing in. Use either depending on your time and need.

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Make transfers

Regular account transfers are fast, simple and secure

  • Make transfers immediately between your Bank of America accounts
  • Schedule transfers for later
  • Review or cancel scheduled transfers

Make transfers via an app developed specifically for your iPhone, iPod touch, Android phone, Windows Phone, BlackBerry, iPad, Android tablet or Kindle Fire.

Mobile transfers are available in our Mobile Banking App. Get the app

Mobile transfers are also available on our Mobile Website.

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Make deposits

We offer remote deposit options for your business that allow you to bank where you want and on your schedule, not ours.

On the mobile app: Mobile Check Deposit

Say you’re visiting with a client and the client hands you a check. With Mobile Check Deposit, you can use select devices to simply snap pictures of the check, choose your account, enter the amount and send.

Available at your convenience

After the deposit has been processed and posted to your account, you’ll see the check images displayed with the deposit transaction item in Mobile Banking and Small Business Online Banking. In Small Business Online Banking, just click on the images and you’ll be able to print copies for your records. Your check images are stored only at the bank, not on your device.

Make deposits via an app developed specifically and exclusively for your iPhone, iPod touch, Android phone, Windows Phone, iPad or Android tablet.

Mobile Check Deposit is available exclusively in our Mobile Banking App. Get the app

Want even more convenience? Learn about Small Business Remote Deposit Online. Deposit and view multiple checks with our scanner from your home or office, without going to a bank location. Compare remote deposit options for small business

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Security is our first priority

Millions of customers rely on our proven privacy and security. Our fraud prevention and security systems protect you with the latest encryption technology.

Multiple layers of security

Our app requires you to sign in the same way you do with Small Business Online Banking, with SiteKey as an extra layer of security. We do not allow your Passcode or any account information to be stored on your device. As additional security, you can use SafePass.

Security is our priority no matter how you choose to bank with us.

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Pay bills on time, even when you’re away

No stamps, no envelopes, no worries. On a business trip or long-awaited vacation, paying your bills is easy with Bill Pay.

On-time flexible payments

Choose the amount and when to pay. You can pay a bill to a company or individual once or plan recurring payments, schedule it a few days from now or next month if you like. With Bank of America, your payments are paid to your designated Pay To accounts on dates you choose in Bill Pay and for the dollar amounts you specify.

To take advantage of this feature on your mobile device, be sure you’ve first set up the Pay To accounts you want in Small Business Online Banking.

eBills instead of paper

Get your bills online from any company participating in eBills (there are thousands). If you’re not already receiving eBills, first set up eBills in Small Business Online Banking. Once you have payees and eBills in your Small Business Online Banking account, you can easily pay your bills using Mobile Banking. Your online payment history confirms whom you paid, the date and the amount. Your payments are now on time, wherever you are.

Use Bill Pay via an app developed specifically for your iPhone, iPod touch, Android phone, Windows Phone, BlackBerry, iPad, Android tablet or Kindle Fire.

Mobile Bill Pay is available in our Mobile Banking App. Get the app

Mobile Bill Pay is also available on our Mobile Website.

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Choose your alerts

Whether you’re at the airport, in the warehouse or on a loading dock, you can rely on alerts to inform you of changes and updates to your account. When you set up Mobile App Alerts, you’ll receive the account information you care about as push notifications on your iPhone, iPod touch, iPad, Android phone, Android tablet or in the Live Tile on a Windows Phone. You can also get BankAmeriDeals™ alerts when new cash back deals are available or about to expire.

Peace of mind

Help prevent late fees and overdraft fees by knowing when your business checking account balance drops below an amount you set or when an eBill is due but no payment is scheduled yet. Best of all, you can take immediate action, like using the Make transfer link in the low balance alert.

Security

You can also set alerts for irregular account activity or changes to your Small Business Online Banking profile.

Get alerts via an app developed specifically and exclusively for your iPhone, iPod touch, Android phone, Windows Phone, iPad or Android tablet.

Mobile App Alerts are available in our Mobile Banking App. Get the app

You can also set up Online Banking Alerts to get the same information sent as email and text messages.

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BankAmeriDeals™

Easier than ever to earn cash back

When you’re out replenishing inventory or having lunch, check BankAmeriDeals™ on your device and see if you can earn cash back.

Simple to select

BankAmeriDeals™ retail and restaurant cash back deals can be selected on your compatible device. The deals you select are added automatically to your eligible debit cards.

Simple to use

Pay for your purchases with your eligible Bank of America cards. When you swipe your card, your cash back is automatically calculated and credited to your business checking account on a monthly basis.

Enjoy BankAmeriDeals™ via an app developed specifically and exclusively for your iPhone, iPod touch, Android phone, Windows Phone, iPad, Android tablet or Kindle Fire.

Mobile BankAmeriDeals™ are available exclusively in our Mobile Banking App. Get the app

Offers shown for illustrative purposes only. Participating merchants may vary.

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Locations for ATMs and banking centers

Traveling in an unfamiliar city is a lot less stressful when you know exactly where to find your bank, especially if you need something extra like a 24-hour or Talking ATM or a banking center open on Saturday.

Pinpoint your search for the following:

  • ATMs
  • 24-hour ATMs
  • Talking ATMs
  • Drive-up ATMs
  • Banking center
  • Banking centers open on Saturday

Locations near you

Your mobile device easily finds the nearest location without your address or ZIP code.

Find locations via an app developed specifically for your iPhone, iPod touch, Android phone, Windows Phone, BlackBerry, iPad or Android tablet.

The Locations feature is available in our Mobile Banking App. Get the app

The Locations feature (without the capability to detect nearest location) is also available on our Mobile Website.

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Payments and transfers calendar

The calendar—available on the iPad and Android tablet—is the fastest way to view, check and manage your outgoing payments and transfers each month.

Monthly calendar view

A quick glance shows you the eBills, outgoing payments and Scheduled Transfers you’re expecting for each month so you have even more control over your business accounts.

Take immediate action

Make changes to any payments or transfers directly in the calendar. Select a date to pay a bill or schedule a transfer, change a date or cancel a payment.

Our calendar is available exclusively in our Mobile Banking App for iPad and Android tablet. Get the app

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