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Dental Practice Loans

Features and benefits

Interest-only and graduated payment structures are available for startup loans. On project-related loans, a dedicated project consultantadatext will be assigned to make payments to suppliers on your behalf. If you are an established owner, you may qualify for the option to receive funds all at once to self-manage your project.

Limited Time Offer: Origination and Administration fee waiver

Applications submitted May 19th through September 30th, 2025 on secured term loans, including conventional, Small Business Administration (SBA) and Practice Solutions starting at $500,000. Exclusions Applyadatext

Benefit for veteransadatext

Take advantage of a 25% discount on loan administration or origination fees. Offer valid for veterans of the U.S. Armed Forces on new credit facility applications in Small Business.

Start a new practice

  • Finance construction
  • Fund project expenses
  • Get working capital

Expand a practice

  • Purchase equipment
  • Remodel your office
  • Add a new location

Acquire a practice

  • Ensure a smooth transition
  • Get working capital
  • Multiple practice financing

Purchase or refinance office space

Conventional Owner Occupied or Small Business Administration (SBA) financing options for commercial real estateadatext

Purchase equipment

Get the money you need to update or expand your practice

Consolidate debt

Improve your cash flow by consolidating bills into one low monthly payment

Get more with Preferred Rewards

Get more with Preferred Rewards

Preferred Rewards for Business members can get an interest rate discount of 0.25%-0.35% for new Practice Solutions loans, based upon your tier at time of application.adatext

Learn more
 

Get more with Preferred Rewards

Get more with Preferred Rewards

Preferred Rewards for Business members can get an interest rate discount of 0.25%-0.35% for new Practice Solutions loans, based upon your tier at time of application.adatext

Learn more

We’re here to help

Call 800.497.6076 to speak with a Practice Specialist or complete the request form and a Practice Specialist will contact you in 2 business days.

Call 800.497.6076 to speak with a Practice Specialist or complete the request form and a Practice Specialist will contact you in 2 business days.

Top FAQ

What are your practice loan interest rates?

What loan terms do you offer?

What are the loan approval requirements?

View all practice loan FAQs

A trusted provider

Bank of America is endorsed by more state dental associations than any other lender.

See all endorsements

Doctor home loans

Our Doctor Home loan program was specifically designed with licensed and practicing dentists in mind.

Find out more about doctor loans about the features and benefits of this special offer.

 

Events & trade shows

Bank of America Practice Specialists appear at major trade shows so you can discuss your financing needs with them directly. We also hold symposiums so you can deepen your knowledge about various issues important to your professional success. Use this page to find an event near you.

August 22-23, 2025

Southwest Dental Conference, Dallas Convention Ctr., Dallas, TX

September 22-23, 2025

Bay Area Dental Expo, Santa Clara Convention Center, Santa Clara, CA

September 12-13, 2025

Central NY Dental (5th District), The Oncenter, Syracuse, NY

More Events

Connect with us

800.497.6076

Mon-Thu 8 a.m. – 8 p.m. ET
Fri 8 a.m. – 7 p.m. ET

800.497.6076

Mon-Thu 8 a.m. – 8 p.m. ET
Fri 8 a.m. – 7 p.m. ET

Schedule an appointment
Practice Loans FAQs