Skip to main content
Online Banking

Online Banking Alerts

Track Your Finances with Online Banking Alerts

Wouldn’t it be great to have your own personal banker always on call to give you a heads up when your direct deposit hits your account, or offer a gentle reminder when your credit card payment is due?

You can get personalized information on important account activity by simply taking advantage of Online Banking Alerts.

With Bank of America Alerts you choose the alerts you want, and whether to have them delivered to your email account or your mobile phone via text messageFootnote 1.

Consider the valuable benefits of using Online Banking Alerts:

1. Save money and protect your credit score. Help avoid fees by setting up alerts to remind you when your credit card bill is due, then rest easy that you may not slip up again and incur a late fee. Making payments on time helps boost your FICO credit score, and may help you to preserve a low interest rate on your credit card. You can also set up alerts on your checking account so you’ve got the latest balance information. That reduces the likelihood you’ll overdraw your account.

2. Take control of your financial life. Alerts allow you to sit back and relax. Rather than have to chase after every part of your financial life to make sure a payment has cleared or you've got enough money in your account to cover a bill, all that information will automatically be delivered to you. You can even create a Custom Alert that will notify you when your credit card balance reaches a limit you have set (a great way to help you stick to a budget and help avoid fees).

3. Enjoy peace of mind. Bank of America helps you protect your accounts from identity theft with automatic security alerts, which are sent to Online Banking customers any time certain changes are made to their personal accounts, such as a change of address or a request for new checks. These alerts will help you quickly notice any unauthorized or irregular activity on your account.

Text Messaging Tip:

Bank of America does not charge online customers for alerts, but your cell phone company might. Check fees with your service provider before signing up for text message alerts.

Signing up for alerts is easy. For your checking, savings, and credit card accounts all you need to do is sign up for Online Banking and then click on the “Alerts” tab at the top of the page to sign up for your custom alerts.

Explore the more than 20 Online Banking Alerts that Bank of America offers, including Direct Deposit Posted, Online Bill Payment Deducted From Account, Available Balance and Credit Card Payment Due.

What's next? Tips for smart money management

Return to Get Answers