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Home Loan Rates & Loans

Mortgage or refinance

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Mortgage or refinance

Get prequalified

Home equity

Apply

Today's mortgage rates for home purchase loans

30-year Glossary Term: fixed 5/1 Glossary Term: ARM  (variable)
Glossary Term: Rate 4.125% 2.875% for mortgage 5/1 ARM
Glossary Term: APR 4.244% 3.055%
Glossary Term: Points 0.372 0.213

Rates valid on 07/04/2015 11:00 AM ET. Chart data is for illustrative purposes only, assumes a borrower with excellent credit and is subject to change without notice. Accuracy is not guaranteed and products may not be available for your situation. Loan assumptions and disclosuresOpens in a new window. Monthly payment example 5/1 ARM interest rate and payment subject to increase after 5 years. Select the ARM interest rate for important information, including estimated payments and rate adjustments.

Sample monthly payments ($200,000 loan)

Today's refinance rates

30-year Glossary Term: fixed 5/1 Glossary Term: ARM  (variable)
Glossary Term: Rate 4.375% 3.000% for refinance 5/1 ARM
Glossary Term: APR 4.499% 3.086%
Glossary Term: Points 0.465 0.116

Rates valid on 07/04/2015 11:00 AM ET. Chart data is for illustrative purposes only, assumes a borrower with excellent credit and is subject to change without notice. Accuracy is not guaranteed and products may not be available for your situation. Loan assumptions and disclosuresOpens in a new window. Monthly payment example 5/1 ARM interest rate and payment subject to increase after 5 years. Select the ARM interest rate for important information, including estimated payments and rate adjustments.

Sample monthly payments ($200,000 loan)

What can your home equity do for you?

  • Home equity line of credit

    3.875%
    Variable APR
  • Get custom rates for home equity
    Go get rates for the selected state
Home loan rates are a good place to start your loan comparisons. If you’re purchasing or refinancing a home, you’ll see that rates differ depending on the type of loan, the length of the loan Glossary Term: term, the loan amount and other factors. Also, you’ll want to consider both the Glossary Term: interest rate and the Glossary Term: annual percentage rate.

Mortgage loan options

Learn about fixed-rate, adjustable-rate, jumbo, FHA and VA loans.

Learn moreabout mortgage loan options

Refinance loan options

Learn about fixed-rate, adjustable-rate, FHA and VA refinance loans.

Learn moreabout refinance loan options

Home equity options

Learn the differences among a home equity loan, line of credit and cash-out refinance.

Learn moreabout home equity options
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Preferred Rewards clients can get a reduced mortgage origination feeFootnote1 or a special home equity interest rate discount.Footnote2 Learn more about preferred rewards

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