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Account Information FAQs
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Saving your User ID can be a convenience, but there are a number of best practices you should observe when doing so.
Saving an User ID
We highly recommend you have only one User ID – and not share it with anyone else – as a way of helping keep your financial and personal information safe. Learn more about account security
- To save your User ID so it will be prefilled each time you log in, simply check the box that says Save User ID before you select the Log In button. This will automatically save the User ID to your browser.
- If you switch from one browser to another (for example, from Edge to Chrome), you will need to save your User ID to your new browser
- Never save an User ID if you are accessing our site from a public computer
Saving multiple User IDs
You may have more than one User ID, such as when you have a second one for your small business. If you wish to save multiple User IDs, follow these steps:
- Log in to Online Banking using each User ID. Be sure to check the box that says Save User ID before you select the Log In button.
- The next time you visit the home page, you’ll see the User ID prefilled with the ID most recently used. You can click the User ID field to see a dropdown list of all User IDs saved to the browser.
- Due to security reasons, we can only reveal first 4 characters of the User ID, so make sure the first 4 characters of each User ID are different from each other.
Deleting saved User IDs
You can delete User IDs by signing into Online Banking and selecting the Security Center tab. In the User ID portion of the Sign-in settings area, select the Review your saved User IDs link and click Delete to remove saved IDs from your browser.
Log in to Online Banking and select your account from the Accounts Overview page, then go to the Information & Services tab. Your account number can be displayed by clicking the Show link in the Account Details section.
To update your address, phone number, mobile number or email address, log in to Online Banking.
Log in to Online Banking to check the balance for your Bank of America checking, savings, credit card, home equity loan or line of credit and mortgage accounts.
To change your legal name or legal title: Please bring a government-issued photo ID plus any additional documentation specific to your situation to any Bank of America financial center. An associate will give you forms to complete and will assist you with obtaining a new credit card.
If you are a co-owner or authorized user on the account: Please note that in order for us to update your name, the account owner (or other co-owners) must accompany you to the financial center.
| Reason for name change | Documentation to bring in addition to a government-issued photo ID |
|---|---|
| Legal name misspelling on your account | Birth Certificate |
| Marriage | Marriage Certificate |
| Divorce | Divorce decree |
| Legal court order | Legal court order |
| Adoption | Adoption certificate |
If you don't live near a financial center: Please contact customer service at 800.432.1000 (Mon-Fri 7 a.m.-10 p.m. or Sat-Sun 8 a.m.-5 p.m., eastern time).
When you link your accounts, the combined balance of your eligible checking, savings, Individual Retirement Account (IRA), Money Market Savings, or certificate of deposit (CD) or your linked mortgage may help you avoid the monthly fee on your primary checking account or savings account. Plus, when you link your eligible accounts, you can get a statement with your linked accounts for at-a-glance convenience in reviewing your finances.
You can link your accounts by scheduling an appointment at your local financial center or by calling customer service. To speed up the process, please have the account numbers handy for the accounts you want linked.
We appreciate your business and are sorry to hear you want to close your account. We hope you'll consider speaking with us first so we can address any concerns you might have. Call us at 800.432.1000 to share your feedback with us.
Before proceeding with closure, you might be interested in converting your existing account to a different account or finding a new one.
Identifying the right bank account doesn't have to be tough. For Consumer accounts, consider one of our Bank of America Advantage Banking Checking and Bank of America Advantage Banking Savings options. For Business accounts, consider one of our Bank of America Business Advantage Banking or Bank of America Business Advantage Savings options. If you have an existing Bank of America Advantage Banking Checking account, you can switch to another setting and keep the same account number and debit card. If you are interested in switching your setting, please schedule an appointment with one of our specialists or call 800.432.1000.
- Confirm your mailing and email addresses are correct - we'll email you to let you know when your account is officially closed and send your final statement in the mail - please make sure your information is up-to-date. You can review and update your account profile by logging in to Online Banking.
- Bring your account balance to zero - this is an important step. If you have a remaining balance, please transfer it to another account a few days before closing it because this process can take a while to complete. If your account has a negative balance, you'll need to pay it in full or talk to us before we can officially close it.
- Cancel any recurring payments and stop making new transactions:
- If you use your account to make recurring payments (such as internet access or subscriptions) you'll need to contact the businesses to let them know the account is closed and to make other payment arrangements.
- If you have outstanding checks, let the payees know your account is closed.
- Make sure all transactions have posted and are no longer pending before you request to close the account.
- Make other arrangements for any direct deposits. We won't accept direct deposits into your account.
- Turn off any features you might be using like Keep the Change or Balance Connect™ for overdraft protection.
- For business accounts, if you have a Merchant Services account associated with the deposit account, contact the Merchant Services team before closing this account. If you have Remote Deposit Online (RDO) associated with the account, contact the RDO Help Desk before closing the account.
- Please destroy any debit cards and checks associated with your account.
- Download any statements you need for your records, since you won't have access to them once your account is closed.
- In person - visit us at a financial center near you. You can make an appointment and schedule a time that's convenient for you.
- Phone - call us anytime at 800.432.1000 and please have your account number ready.
- Mail - send a request in writing to:Here are a few things you'll need to do if you mail your request:
- Bank of America
- FL1-300-03-15
- PO Box 25118
- Tampa, FL 33622-5118
- Overnight delivery:
- Bank of America
- National Service and Solutions
- FL1-300-03-15
- 4909 Savarese Circle
- Tampa, FL 33634-2413
- Include your name, address and account number on the letter.
- All account owners need to sign it.
- If you have a balance, let us know if you'd like it to be transferred to another Bank of America deposit account or mailed to you as a cashier's check.
- If your account balance is more than USD $25,000, your letter will also need to be notarized by a notary.
- Visit a local financial center to speak with a personal banker
- Call us at 800-732-9194
- Submit your request in writing to:
Bank of America
P.O. Box 982234
El Paso, TX 79998-2234
- Visit a local financial center to speak with a personal banker
- Call us at 888-827-1812
- If we have your email address on file, we'll send you a message once your account is officially closed.
- You'll receive your last statement in the mail, so you can confirm there aren't any unexpected transactions. If something doesn't match, please contact us right away.
No action is necessary if you already have an account with Bank of America. You always have access to your account using Online Banking, Mobile Banking or a Bank of America financial center near you. For assistance with a Safe Deposit Box, visit the Financial Center where your box is located.
For new customers, switching your account to Bank of America is easy. Need assistance? Call us at 800.432.1000 to open an account that's right for you.
Schedule an appointment to meet with a specialist who can assist you with the necessary changes to your Bank of America accounts.
Executing a Power of Attorney (POA) document is important for a wide range of reasons. From a financial perspective, your designated Attorney-in-fact (also known as Agent) would be able to act on your behalf in situations such as filing taxes, selling property, refinancing a mortgage or cashing checks. You should not execute a power of attorney unless you have complete faith in your designated Attorney-in Fact (Agent). As a convenience, Bank of America customers, in most states, may establish a Limited Power of Attorney for banking transactions by contacting your local financial center. However, your personal attorney can provide you with a General Power of Attorney form, which may cover many types of assets and transactions.
Note, to set up a Power of Attorney in the financial center, the Attorney-in-Fact (Agent) will need to be present to sign a Power of Attorney Signature Card Addendum for each account you wish to give them authority. As the Principal who executed the Power of Attorney, you may revoke it at any time, but you would need to inform the bank of any changes. A Power of Attorney terminates automatically at the death of the Principal.
*Currently, an Attorney-in-Fact cannot access a Principal’s accounts via Online Banking. However, access is available through the contact centers and financial centers.