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Credit Cards

Spirit Airlines World MasterCard® Credit Card

Earn unlimited, flexible travel miles that won't expire for active members

  • 15,000 bonus miles after you make a purchase within 90 days of account opening with the World MasterCard® credit card - enough for up to 3 roundtrip off-peak tickets with taxes and fees from $5.00 per award
  • Earn 2 miles for every dollar you spend on purchases with the World MasterCard credit card
  • Earn 5,000 anniversary bonus FREE SPIRIT™ miles when you spend at least $10,000 in purchases annually and pay your annual fee
  • Enjoy Free FREE SPIRIT™ miles that don't expire for active members (active members must use their Spirit Airlines MasterCard® credit card each month)
  • Start redeeming round-trip reward tickets at just 5,000 FREE SPIRIT™ miles with taxes and fees from $5.00 per award (redemptions levels start at 20,000 FREE SPIRIT™ miles for noncardholders)
  • Enjoy an Introductory annual fee of $0 for the first year; a $59 fee will apply to World MasterCard® accounts thereafter


    The benefits above apply to World MasterCard® accounts only and different benefits apply to Platinum Plus® accounts. Card type is determined by assigned credit line.

Go With Benefits

Fly right with preferred boarding and domestic priority check-in at select airports.

Introductory APR

Introductory APR

An interest rate that applies to a credit card account during an introductory or promotional time period (typically 9 or 12 billing cycles) that is used to calculate the interest applied to specific balances, like new purchases or a balance transfer from a previous credit card.  Specific details will be stated in the Credit Card Agreement that accompanies your new card.


Standard APRs for
Purchases and Balance Transfers

Standard APRs for
Purchases and Balance Transfers

A yearly rate of interest on your credit card.  Different types of transactions may have different APRs.  Refer to your Credit Card Agreement for additional details.

variable APR for World MasterCard® accounts

variable APR for Platinum Plus® MasterCard® accounts

See Spirit Airlines World MasterCard® Credit Card Terms and conditions for Standard APR and for cash advance and penalty APRs

Annual Fee

Annual Fee

A flat fee applied each year on select credit cards to carry the card. For cards with an annual fee, it will apply even if you do not have a balance or pay off your balance each month. All credit cards will outline annual fee information in the Credit Card Agreement that accompanies your new card.

for World MasterCard accounts, or

for Platinum Plus MasterCard accounts

Balance Transfer Fee

Balance Transfer Fee

A fee charged for transferring part or all of an outstanding balance from one credit card account to another credit card account.  Fees are typically a percentage of the amount transferred.  Additional details on balance transfer fees will be stated in the Credit Card Agreement that accompanies your new card.

of each transaction
(minimum $10)

See Spirit Airlines World MasterCard® Credit Card Terms and conditions for Balance Transfer Fee and for fees that apply to other transaction types

Please see Terms and conditions for rate, fee and other cost information. All terms, including fees and APRs for new transactions, may be subject to change.

Credit Security

Paperless Statement Option

Opt for paperless credit card statements and increase account security while reducing paper consumption.

Technology & Services

Account Alerts

Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid.1

Mobile Banking

Bank on the go from almost anywhere quickly and securely. Pay your credit card bill online, transfer funds, check available credit and more.1

Text Banking

Get the account information you need quickly by text. Simply send a text message and you'll get a reply in seconds.1

Chip Cards

Includes chip technology for enhanced security and protection when making purchases at chip-enabled terminals.Soon to be the security standard in the U.S. and accepted in more than 130 countries. View Chip Card FAQs

1See Terms and conditions for more details

You Always Get

$0 Liability Guarantee, which helps protect you from fraudulent card transactions

Use of our network of banking centers and ATMs

Access to our award-winning Online Banking service

Apply now
You can also call 1.800.932.2775 (priority code: VAB625).