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Get Your FICO® Score

Get your FICO ® Score for free in Online and Mobile Banking

Get your FICO® Score for free in Online and Mobile Banking

Bank of America® credit card customers: Log in to view your score or enroll in the program now.

View your FICO® Score

Know more than your FICO® Score

We think it's important that you have access to tools that help you understand your credit. That's why we're providing a monthly FICO® Score from TransUnion® for free to eligible customers with a consumer credit card.

Not a Bank of America credit card customer? Learn more about available credit cards.

Log in to Online Banking or Mobile Banking on your mobile device and enroll today to:

  • Get your FICO® Score monthly without negatively impacting your credit score
  • See key factors that are impacting your score
  • Track your recent scores month-to-month and compare them to national averages
  • Learn about credit and strategies for keeping credit healthy with Better Money Habits®

Includes those with Merrill® and U.S. Trust® branded cards.

Adjust as life changes, no matter where you are in your journey with Bank of America Life Plan®.

Top FICO® Score FAQs*


A FICO® Score is a 3-digit number that summarizes your credit risk based on your credit file at one of the three major consumer bureaus at a particular point in time. FICO® Scores are used in 90% of lending decisions. FICO® Scores help lenders evaluate credit risk and can influence the credit that's available and the terms, such as interest rate, that lenders offer.

Terms of FICO® Score Program in Online Banking Service Agreement
*This content provided by FICO® and TransUnion®

Learn about credit scores with Better Money Habits®

The more you understand how credit scores work, the more confident you'll feel about your financial decisions. Better Money Habits helps you to answer the tough financial questions and get the information you need about your credit score.

The information we provide below is about credit scores generally and not specifically about FICO® Scores, and is intended only for your educational, personal, and non-commercial use.