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Royal ONE Plus™ Visa Signature® Credit Card
Limited-time online offer: 70,000 bonus points, redeemable for $700 in onboard credit or cruise discounts
Card Details
Earn points
4 points per dollar spent on eligible Royal Caribbean®, Celebrity Cruises® and Silversea® purchases
2 points per dollar spent on eligible airline, hotel, dining, grocery, gas and EV charging station purchases
1 point per dollar spent on all other purchases
Limited-time online offer: 70,000 bonus points
70,000 bonus points, redeemable for $700 in onboard credit or cruise discounts, after spending $3,000 on purchases within the first 90 days of account opening
Anniversary Reward
$200 cruise discount aſter spending $20,000 on purchases every year
Travel Benefits
Embark with priority suite boarding and luggage, plus
Up to $120 Global Entry/TSA Precheck in statement credits every 4 years
Enjoy Royal ONE RewardsSM
Redeem your points for cruise discounts or onboard credit to use toward cruise favorites like specialty dining, beverage packages, Wi-Fi, shore excursions and more.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
Interest Rates & Fees Summary†
Introductory APR
None
Standard APR
17.49% - 27.49%
variable
Annual Fee
$99
Balance Transfer Fee
5%
of each transaction†
†Please see Terms and Conditions for rate, fee and other cost information, as well as an explanation of payment allocation. All terms may be subject to change.
Note: minimum payments are applied to lower-interest balances first. Additional payments are applied to higher-interest balances first.
Rewards
4 points per dollar spent on eligible Royal Caribbean®, Celebrity Cruises® and Silversea® purchases
2 points per dollar spent on eligible airline, hotel, dining, grocery, gas and EV charging station purchases
1 point per dollar spent on all other purchases
Every point you earn can be redeemed toward what you love most – onboard credits or cruise discounts toward your next vacation on Royal Caribbean®, Celebrity Cruises®, and Silversea®.
Security & Features
Stay Protected
We block potential fraud if abnormal patterns are detected and let you know if we suspect fraudulent activity. Plus, you always get a $0 Liability Guarantee for fraudulent transactions. Footnote [1] Learn more at the Security Center Opens in a new window
Balance Connect® for overdraft protection
An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your eligible Bank of America® checking account to your credit card. No transfer fees. Other fees may apply. Footnote [2]
Paperless Statement Option
Opt for paperless credit card statements and increase account security while reducing paper consumption.
Digital Wallet Technology
Discover more ways to pay by adding your Bank of America® credit card to your mobile device then shop in-store or in-app using Apple Pay®, Google Pay™ or Samsung Pay. Learn more about Digital Wallets Technology opens in a new window
Online & Mobile Banking
Access to our award-winning Online and Mobile Banking. Bank on the go from almost anywhere quickly and securely. Pay your credit card bill online, transfer funds, check available credit and more. Footnote [3]
Account Alerts
Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid. Footnote [4]
You can also call 800.932.2775
Priority code: RC011R
Priority code: RC011R
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