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Credit Cards

Royal Caribbean® Visa Signature® card

Earn travel rewards

  • Get 10,000 MyCruise Points after your first qualifying transaction-enough for a $100 onboard credit (U.S. residents only)
  • Earn 1 MyCruise Point per $1 on all purchases
  • Earn double MyCruise Points on onboard purchases and qualifying Royal Caribbean International®, Celebrity and Azamara purchases
  • Earn up to 540,000 MyCruise Points per year
  • Redeem MyCruise Points for Royal Caribbean, Celebrity and Azamara onboard credits, stateroom upgrades, discounts, cruises and more
  • Start redeeming for rewards at 1,000 points. Redeem a maximum of 2,700,000 MyCruise Points over 5 years.

Spend More, Earn More

Earn double MyCruiseSM Points on qualifying Royal Caribbean International®, Celebrity and Azamara purchases.

See Terms and conditions for additional program and service details.

Introductory APR

Introductory APR

An interest rate that applies to a credit card account during an introductory or promotional time period (typically 9 or 12 billing cycles) that is used to calculate the interest applied to specific balances, like new purchases or a balance transfer from a previous credit card.  Specific details will be stated in the Credit Card Agreement that accompanies your new card.

None

Standard APRs for
Purchases and Balance Transfers

Standard APRs for
Purchases and Balance Transfers

A yearly rate of interest on your credit card.  Different types of transactions may have different APRs.  Refer to your Credit Card Agreement for additional details.

12.99-22.99%
variable

See Royal Caribbean International VISA SIGNATURE Terms and conditions for Standard APR and for cash advance and penalty APRs

Annual Fee

Annual Fee

A flat fee applied each year on select credit cards to carry the card. For cards with an annual fee, it will apply even if you do not have a balance or pay off your balance each month. All credit cards will outline annual fee information in the Credit Card Agreement that accompanies your new card.

$0

Balance Transfer Fee

Balance Transfer Fee

A fee charged for transferring part or all of an outstanding balance from one credit card account to another credit card account.  Fees are typically a percentage of the amount transferred.  Additional details on balance transfer fees will be stated in the Credit Card Agreement that accompanies your new card.

3%
of each transaction
(minimum $10)

See Royal Caribbean International VISA SIGNATURE Terms and conditions for Balance Transfer Fee and for fees that apply to other transaction types

Please see Terms and conditions for rate, fee and other cost information. All terms, including fees and APRs for new transactions, may be subject to change.

Credit Security

Overdraft Protection

An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your Bank of America® checking account to your credit card.

Paperless Statement Option

Opt for paperless credit card statements and increase account security while reducing paper consumption.

Technology & Services

Account Alerts

Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid.

Mobile Banking

Bank on the go from almost anywhere quickly and securely. Pay your credit card bill online, transfer funds, check available credit and more.

Text Banking

Get the account information you need quickly by text. Simply send a text message and you'll get a reply in seconds.

See Terms and conditions for additional program and service details

You Always Get

$0 Liability Guarantee, which helps protect you from fraudulent card transactions

Use of our network of banking centers and ATMs

Access to our award-winning Online Banking service

Apply now
You can also call 1.800.932.2775 (priority code: VAB2QS).

This credit card program is issued and administered by FIA Card Services, N.A.