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Royal Caribbean® Visa Signature® Credit Card
Online Offer: 30,000 MyCruise® bonus points, worth $300 in onboard credit
after you make at least $1,000 in purchases in the first 90 days of account opening
No annual fee† and no foreign transaction fees†
Review rates and fees†
Review rates and fees†
Card Details
Earn MyCruise® points
2 MyCruise points for every $1 spent on qualifying purchases with Royal Caribbean® and our sister brands, Celebrity Cruises® and Silversea®
1 MyCruise point for every $1 spent on all other purchases.
Online Offer: 30,000 MyCruise® bonus points
30,000 bonus points after making at least $1,000 in purchases in the first 90 days of your account opening. Valued at $300 onboard credit.
Airfare discount
$50 Discount on Royal Caribbean's Air2Sea program after making at least $3,500 in card purchases within the first 90 days of account opening
No annual fee† and no foreign transaction fees†
Enjoy no annual fee and no foreign transaction fees while earning MyCruise® rewards toward onboard credits, cruise discounts, upgrades and cruise vacations
A sea of rewards
Redeem your points toward cruise upgrades & discounts, cruise vacations, onboard credits to use anyway you'd like – specialty restaurants, shore excursions, in the shops or at the spa
This online only offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
Interest Rates & Fees Summary†
Introductory APR
None
Standard APR
18.24% - 28.24%
variable
Annual Fee
$0
Balance Transfer Fee
4%
of each transaction†
†Please see Terms and Conditions for rate, fee and other cost information, as well as an explanation of payment allocation. All terms may be subject to change.
Note: minimum payments are applied to lower-interest balances first. Additional payments are applied to higher-interest balances first.
Rewards
2 MyCruise® points for every $1 spent on qualifying purchases with Royal Caribbean® and our sister brands, Celebrity Cruises® and Silversea®.
1 MyCruise® point for every $1 spent on all other purchases.
Redeem MyCruise® points for onboard credit, stateroom upgrades and cruise vacations on Royal Caribbean and our sister brands, Celebrity Cruises® and Silversea®
Security & Features
Stay Protected
We block potential fraud if abnormal patterns are detected and let you know if we suspect fraudulent activity. Plus, you always get a $0 Liability Guarantee for fraudulent transactions. Footnote [1] Learn more at the Security Center Opens in a new window
Contactless Chip Technology
Simply tap to pay where you see the Contactless Symbol. You can make purchases quickly, easily and securely at millions of locations. Learn more about Contactless Chip Technology opens in a new window
Balance Connect® for overdraft protection
An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your eligible Bank of America® checking account to your credit card. No transfer fees. Other fees may apply. Footnote [2]
Paperless Statement Option
Opt for paperless credit card statements and increase account security while reducing paper consumption.
Digital Wallet Technology
Discover more ways to pay by adding your Bank of America® credit card to your mobile device then shop in-store or in-app using Apple Pay®, Google Pay™ or Samsung Pay. Learn more about Digital Wallets Technology opens in a new window
Online & Mobile Banking
Access to our award-winning Online and Mobile Banking. Bank on the go from almost anywhere quickly and securely. Pay your credit card bill online, transfer funds, check available credit and more. Footnote [3]
Account Alerts
Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid. Footnote [4]
FICO® Score
Now, when you opt-in you can access your FICO® Score updated monthly for free, within your Mobile Banking app or in Online Banking. Footnote [5] Learn More about Free FICO Credit Score opens in a new window
You can also call 800.932.2775
Priority code: XAAA9L
Priority code: XAAA9L
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